Russian bankers are now urging their government to soften upcoming crypto rules and admit more coins to the country’s market for digital assets.
Their call comes after lawmakers warned against the overly strict framework currently under review, suggesting regulation in line with global standards.
Russian banks push for liberal cryptocurrency law
The Association of Russian Banks (ARB) has come up with ideas on how to “liberalize” the pending bill “On Digital Currency and Digital Rights.”
The draft law is part of a legislative package meant to comprehensively regulate crypto operations in Russia which is under consideration in the State Duma.
It legalizes cryptocurrencies and platforms working with them but imposes restrictions and penalties threatening to cut off Russia from the global market.
The proposals have been sent to the Chairman of the Financial Markets Committee at the lower house of Russian parliament, Anatoly Aksakov, local media unveiled.
According to reports by RBC and Bits.media, the ARB lobbies for allowing transfers to non-custodial wallets abroad and whitelisting foreign crypto platforms.
Such transactions would be illegal under the current version of the law, which permits only sending coins to custodial wallets and via licensed domestic intermediaries.
The banks, which will be authorized to work with decentralized money, want to be able to exchange cryptocurrencies for Russian digital financial assets such as tokenized securities.
They also suggest regulating stablecoins pegged to fiat currencies or backed by other assets, which are not mentioned in the legislation right now.
Russian bankers are also pushing the country’s monetary authority to relax the standards for cryptocurrencies approved for trading in the country.
The bill admits only the largest coins by capitalization and liquidity to the Russian market, such as Bitcoin, Ethereum, and Solana, as reported by Cryptopolitan.
The ARB further proposes ditching a requirement for digital depositories to disclose information about clients and their crypto holdings.
It also insists on extending judicial protection to cover crypto assets, including those that have not been disclosed to Russia’s tax authority.
Amendments can be made until the second reading of the bill, which was filed in the Duma earlier in April but has yet to hit the floor of the chamber.
Lawmakers call for easing crypto regulations
Meanwhile, the draft law was recently reviewed by the parliamentary Committee for Protection of Competition, and its members were also unhappy with its “excessive rigidity.”
The Russian deputies called for easing the rules for members of the industry, warning they would otherwise lead to monopolization of the market.
“Excessively stringent regulation compared to global regulatory practices may not achieve the bill’s goals,” the legislators remarked in their conclusion.
One of them is to bring the sector out of the shadows, but many Russians may opt to remain under the radar if the framework is adopted as is. The members of the Duma wrote:
“Instead of creating an effective and sustainable digital currency market in the Russian Federation, this could trigger an outflow of retail investors, who will be forced to choose between foreign platforms with more lenient regulations or remain in the gray zone of the domestic market, unwilling to use monopolists’ services under unfavorable terms.”
The other stated goals include introducing requirements for entities processing crypto transactions, such as exchanges and custodians.
Increasing market transparency and developing standards for provided services and investor protection are among the announced priorities, too.
The committee emphasized it has no objections to the need to achieve all this, but made it clear it’s concerned about other aspects of the legislation.
For example, it criticized the strict licensing requirements for crypto companies, including regarding capital, cybersecurity, and corporate transparency.
These will banish small and medium-sized participants from the market, leaving only large players like banks, depositories, and other financial institutions.
Under the currently proposed rules, only the latter will be able to gain full access to cryptocurrency transactions, which would allow them to monopolize the market.
This level of “centralization often leads to the disappearance of innovative startups and creates the risk of high fees,” the lawmakers warned.
They also fear “reduced quality of services and a lack of incentives for the development of new technological solutions.”
The “Digital Currency” bill must be adopted by July 1, 2026. Other acts, introducing fines and penalties for breaking the law, will be enforced a year later.
Krown Technologies Achieves ISO/IEC 27001:2022 Certification | Crypto Coin Show
Blockchain Infrastructure
Krown Technologies Achieves ISO/IEC 27001:2022 Certification for Information Security Management
Certification as a Comprehensive Blockchain Infrastructure and Web3 Application Provider reinforces commitment to global security standards
CCS
Crypto Coin Show
Press Release
April 13, 2026
Monroe, LA · United States
🔐
ISO/IEC 27001:2022 Certified
Registration No. US10629E · Issued by LMS Certifications FZE LLC Accredited under Standards Council of Canada (SCC) CB-MS program
Valid through
April 12, 2029
MONROE, LA — Krown Technologies, Inc. announced today that it has achieved ISO/IEC 27001:2022 certification, the internationally recognized standard for Information Security Management Systems (ISMS), further strengthening its position as a secure and compliant provider of blockchain infrastructure and Web3 applications.
The certification was issued by LMS Certifications FZE LLC, an accredited certification body operating under the Standards Council of Canada (SCC) CB-MS program, supporting international recognition across multiple jurisdictions, including Canada.
Certification at a Glance
Standard
ISO/IEC 27001:2022
Registration
US10629E
Issued by
LMS Certifications FZE LLC
Valid
Apr 13, 2026 – Apr 12, 2029
Scope
Blockchain Infrastructure & Web3 Applications
Accreditation
Standards Council of Canada (SCC)
Certified Scope & Security Framework
According to the official certificate, Krown Technologies’ certified scope is defined as a “Comprehensive Blockchain Infrastructure and Web3 Application Provider,” reflecting the company’s full-stack capabilities across blockchain development, decentralized systems, and Web3 platforms.
The certification confirms that Krown Technologies has implemented and maintains an information security management system aligned with ISO/IEC 27001:2022 requirements, including structured risk management, data protection controls, and continuous monitoring processes. Ongoing surveillance audits are scheduled to ensure continued compliance and operational integrity.
“This certification reflects the discipline and structure we have built into our organization. Information security is foundational to everything we develop, and aligning with ISO/IEC 27001:2022 ensures our systems, processes, and infrastructure meet globally recognized standards.”
James Stephens · Founder & CEO, Krown Technologies, Inc.
Significance for Blockchain & Web3
ISO/IEC 27001:2022 is widely regarded as the benchmark for organizations seeking to protect sensitive data and manage information security risks effectively. For blockchain and Web3 companies, certification under this standard demonstrates a commitment to safeguarding user data, securing digital assets, and maintaining resilient operational frameworks.
With this certification, Krown Technologies continues to advance its infrastructure across its blockchain ecosystem, including Layer 1 architecture, decentralized finance platforms, and Web3 applications, while maintaining a focus on security, compliance, and scalability.
Strategic Implications
The company indicated that this milestone supports its broader strategy to engage institutional partners, expand into international markets, and meet the growing demand for secure blockchain infrastructure solutions. This includes Krown’s Layer 1 Quantum Blockchain as well as Qastle Wallet, the Official Quantum Wallet of BTC Inc., The Bitcoin Conferences, Bitcoin Media and others.
About Krown Technologies, Inc.
Krown Technologies, Inc. is a blockchain and Web3 infrastructure company focused on building quantum secure, scalable, and utility-driven solutions. The company develops a comprehensive ecosystem of technologies designed to support decentralized finance, digital assets, and real-world blockchain adoption.
About LMS Certifications FZE LLC
LMS Certifications FZE LLC is an accredited certification body providing auditing and certification services for international standards. The organization operates under accreditation from the Standards Council of Canada (SCC) through its CB-MS program, supporting globally recognized certification frameworks.
The Future of Crypto Security in the Age of Quantum Computing
We speak with James Stephens, CEO of Krown Technologies, about Krown Network’s architecture, post-quantum cryptography, QRNG, and the implications for Bitcoin, DeFi, and blockchain infrastructure. James also covers the $KROWN governance token and Krown’s development roadmap.
President Donald Trump is once again at the center of the memecoin mania as VIP seats for the April 25 memecoin conference sell for $203K. Dangling access to President Trump for potential attendees sparks an ethical dilemma, as it encourages purchases that generate fees for the president and his family.
Ethics is a looming threat to the conference’s viability, with Democrats bashing Trump for selling personal crypto while in office to enrich himself and his family. Senators Adam Schiff of California, Elizabeth Warren of Massachusetts, and Richard Blumenthal of Connecticut also expressed concern that the event’s organizers are promoting a conference on a day when Trump may not be able to attend.
Notably, the April 25 conference is scheduled for the same day as the White House Correspondents’ Dinner, which the president has already committed to attend. White House officials previously hinted that the memecoin dinner is not yet in Trump’s diary. However, while the president’s attendance at the memecoin conference is still up there, it is a reminder of the brewing ethical dark cloud hanging over Trump’s crypto business ties.
It is also a sign of the backlash to come over the Trump memecoin conference. The first dinner triggered a race to buy TRUMP tokens, followed by national news coverage and then protests on the day of the conference.
Georgia senator calls it a ‘gobsmacking’ enrichment plan
Senator Jon Ossoff of Georgia previouslysaid it is “gobsmacking” that a sitting president could be so entangled in crypto while in office, thereby enriching his entire clan. He also dared Republicans to defend Trump’s memecoin conference, which is more likely in the current situation if Trump decides to show up at the all-day Mar-a-Lago conference, billed as “The Most Exclusive Crypto & Business Conference in the World,” rather than attend the state dinner. Ossoff believes any self-respecting Congress should demand accountability from every government official trading in any of Trump-linked tokens.
Senator Cynthia Lummis of Wyoming, a Republican but staunch crypto ally, also said she is getting “pause” from the memecoin dinner. Her spokesperson, Katie Warbinton, called Trump the most pro-crypto president in history, but kept off the conference dinner discussion.
“It doesn’t take any imagination to see how a cryptocurrency issued by Trump or his family members will quickly become a tool of bribery and foreign manipulation.”
However, the White House and Trump have repeatedly played down any notion of conflicts of interest arising from the president’s entanglement with crypto. However, Fight Fight Fight LLC, which controls a big portion of the TRUMP memecoin alongside a Trump-linked entity, is organizing the Mar-a-Lago dinner.
Rumors suggest memecoin dinner could be postponed, TRUMP price surges
The TRUMP memecoin official website includes a disclaimer stating that the president might be unable to attend the all-day event, suggesting it could be rescheduled. Qualified attendees will be compensated with a limited edition Trump NFT if the memecoin dinner is postponed.
Meanwhile, there was a brief surge in Trump memecoin prices immediately after the rumor circulated. TRUMP tokens reached $3.08 before plummeting back down to around $2.95. The token is trading at $2.82, up 0.9% over the past 24 hours, according to Coingecko.
The TRUMP ecosystem is also riding on the hype with multiple social media posts reporting the launch of WLFI and MELANIA tokens. The move is expected to add supply and drive speculative trading for TRUMP tokens. The top 297 TRUMP holders will earn a seat at the upcoming memecoin dinner, while the 29 largest wallets will access the private VIP reception.
TRUMP whales have notably stepped up their game to accumulate TRUMP memecoins ahead of the crypto conference at Mar-a-Lago. On-chain tracker Lookonchain reported that one wallet withdrew $2.4 million worth of TRUMP (~850,488 TRUMP) from Bybit. Another newly created wallet on Bybit withdrew 600,529 TRUMP tokens valued between $1.71 and $1.72 million. TRUMP whales have also withdrawn 105,754 TRUMP worth approximately $298,000 from Binance ahead of the memecoin gala.
However, the fact that the official TRUMP memecoin has plunged 96% from its all-time high also indicates a serious loss of market confidence. The memecoin poses an elevated risk for holders amid increased sell pressure.
If you want a calmer entry point into DeFi crypto without the usual hype, start with this free video.
Stablecoin tax treatment in the U.S. is at the center of a new legislative push to exempt qualifying daily transactions involving regulated payment stablecoins from tax.
The latest version of the PARITY Act would stop gain or loss recognition on certain stablecoin sales unless a taxpayer’s basis falls below 99% of the token’s redemption value, marking a direct attempt to treat routine stablecoin spending more like cash payments. The proposal also revises rules on staking rewards and digital asset wash sales, while lawmakers in Washington continue to debate broader crypto legislation.
Stablecoin payments provision removes small transaction tax burden
The bill is grounded on the past discussion drafts issued in December 2025 and on March 26, 2026. The earlier proposal recommended a $200 limit on payments made with regulated payment stablecoins, as in the de minimis section.
That structure was altered in the March 2026 draft. Instead of using a de minimis criterion, the text states that no gain or loss would be recognized on the sale of a regulated payment stablecoin unless the taxpayer’s basis in that stablecoin is less than 99% of its redemption value.
Another standard eliminated by the draft was the previous $200 standard. In addition, it created a deemed basis of $1 for exchanges, which the text treats separately from the stablecoin’s sales. That development solves one of the long-term problems of crypto users. The current tax treatment states that any payment made using USDC or USDT can result in a taxable event, even when the change in value is minimal.
Meanwhile, the bill creates a distinction between passive staking and other activities, such as trading. It would also enable taxpayers to decide when to record staking rewards, upon receipt or after a deferral period of not more than 5 years, as indicated in the material. To qualify under the proposed stablecoin treatment, the asset must be regulated under the GENIUS Act and remain within 1% of its $1 peg.
Stablecoin debate comes alongside ongoing crypto policy pressure
The tax proposal comes following pressure on other digital asset legislation, including the CLARITY Act. Senator Cynthia Lummis recently pointed out that the bill could remain stalled until 2030 if the Senate fails to act before the 2026 election cycle.
At the same time, as reported by Cryptopolitan, the Trump White House has pushed back on concerns over stablecoin yield provisions. A Council of Economic Advisors report dated April 8 said the effect on bank lending would be limited, estimating a 0.02% increase, or about $2.1 billion.
The same report said community banks would face about $500 million in additional obligations, equal to a 0.026% increase over current lending activity. It concluded that banning yield would provide little protection for bank lending while giving up consumer benefits tied to competitive returns on stablecoin holdings.
Your bank is using your money. You’re getting the scraps. Watch our free video on becoming your own bank
A Las Vegas online casino company has struck a deal with Crypto.com to offer prediction market contracts in the U.S., entering what could become a trillion-dollar industry.
High Roller Technologies (NYSE: ROLR) is the company behind the High Roller and Fruta casino brands. It has signed an agreement with Crypto.com’s derivatives arm, known as CDNA. U.S. customers will be able to trade event-based contracts across finance, sports, and entertainment.
It’s the company’s first move into prediction markets, a space that’s been attracting serious money. Analysts have floated projections of $1 trillion or more in annual U.S. trading volume if the market matures, with global figures potentially higher.
Crypto.com co-founder and CEO Kris Marszalek cited High Roller’s existing platform as the draw. “Together, we believe we can expand access to regulated event contracts in the United States through a differentiated and highly scalable offering,” he said. High Roller CEO Seth Young said the company has spent months preparing for the launch.
Partnership creates new revenue channels
The arrangement designates Crypto.com and its affiliates as prediction contract suppliers across High Roller’s U.S. distribution network. High Roller (NYSE: ROLR) plans to operate through the structure, which is expected to generate additional revenue streams for the company.
CDNA is already registered with the CFTC as both a designated contract market and a derivatives clearing organization. High Roller plans to register as a CFTC Introducing Broker and connect with Crypto.com’s CFTC-registered Futures Commission Merchant.
Rivals attracting billions in investment
The news comes during a frenzy of investment in the prediction market space. Rival platform Kalshi just hit a $22 billion valuation after raising roughly $1 billion, led by Coatue Management, double its December valuation, which drew backing from Andreessen Horowitz, Sequoia, Ark Invest, and Paradigm.
The company’s rise accelerated after winning a court fight with the CFTC in May 2025 that cleared it to offer election contracts, taking it from $2 billion to $22 billion in under a year.
Polymarket closed a $1.6 billion investment from Intercontinental Exchange, the NYSE’s parent company, fulfilling a commitment ICE first made in October 2025 when it valued Polymarket at $9 billion. ICE also plans to buy up to $40 million in Polymarket securities from existing holders.
The initial ICE commitment reached as high as $2 billion, with $1 billion deployed upfront. The additional $600 million brings ICE’s total obligation to completion.
High Roller (NYSE: ROLR) raised about $25 million in January through a direct share offering, selling roughly 1.9 million shares at $13.21 apiece. The placement, handled by ThinkEquity, closed on January 21. Proceeds are going toward marketing, expansion, product development, and operations.
On April 1, the NYSE American confirmed the company had resolved a prior stockholders’ equity deficiency, having demonstrated compliance for two consecutive quarters. The compliance indicator on its ticker was removed that morning. The company remains under standard listing oversight going forward.
High Roller’s platform hosts more than 6,000 games from over 90 providers.
If you want a calmer entry point into DeFi crypto without the usual hype, start with this free video.
In the Fed’s own proposal details, the logic is explicit. Banks could use an intermediary, such as a correspondent bank, for the international portion of a transaction and use FedNow for the domestic U.S. leg.
That is a narrow regulatory change on paper. In practice, it reaches directly into the operational space XRP has spent years trying to own, faster movement of money across borders with fewer delays, less friction, and lower dependence on idle pre-funded capital.
That is where the market tension starts. XRP still trades with a utility narrative attached to it. Ripple’s own description of XRP presents the asset as infrastructure for global payments, with settlement in three to five seconds and transaction costs measured in fractions of a cent. XRPL’s overview goes further and describes XRP as a currency bridge inside the network’s decentralized exchange. Those points have supported the asset’s core pitch for years.
If cross-border payments remain slow, expensive, and operationally fragmented, the case for a neutral bridge asset retains intuitive force. Once major payment rails begin solving more of that friction inside the regulated banking stack, the question changes. The issue becomes less about whether XRP can do the job and more about whether the job is becoming less scarce.
That shift carries immediate force because it lands outside crypto-native circles. People who do not trade XRP still understand the pain point. They have waited for international transfers, absorbed opaque FX costs, dealt with cut-off times, or discovered that a simple cross-border payment can still carry an unpleasant amount of uncertainty.
XRP built a following by sitting directly in that frustration. The latest Fed move suggests the incumbents are working on the same problem with the advantages they already hold, bank relationships, regulatory standing, and direct access to domestic settlement infrastructure.
For XRP holders, that creates a far more uncomfortable frame than the familiar regulatory argument. A token can survive a long court fight and still face a harder competitive landscape when the legacy system upgrades the very function that made the token feel unique.
Swift and central bank rails are reducing the scarcity value of the XRP payments thesis
The Fed proposal would be important on its own. It becomes more significant when it sits next to what is already happening in global payment plumbing.
The offer to customers is also easy to understand, certainty of cost, full-value delivery, the fastest possible speeds, including instant settlement where possible, and end-to-end traceability. Each of those features addresses a pain point long associated with the XRP pitch. Each of them also arrives through institutions that already dominate the movement of regulated fiat money.
The competitive implication here is sharper than the usual view that banks are borrowing crypto ideas. XRP drew attention because it sat in the gap between what finance needed and what finance’s existing rails were failing to deliver.
That gap is now narrowing. It is narrowing from the top down, through central bank policy changes and network-level reforms, and from the corridor level, where banks are promising more certainty on speed, value, and visibility. The user experience improvements do not need to be identical to XRP’s model to affect XRP’s premium. They only need to be good enough to reduce the urgency of switching to a bridge asset.
Recent settlement data from the Bank of England adds scale to that point. In March 2026, CHAPS processed 4.7 million payments worth £9.2 trillion over 22 settlement days, with an average daily value of £418 billion.
Those numbers describe an incumbent system that still moves enormous value every day, and one that is modernizing while continuing to carry the trust of large financial institutions. The practical implication is easy to grasp.
The same institutions that once looked slow, layered, and expensive are investing real effort into becoming faster and more predictable. They are doing it inside regulated infrastructure, with existing customers, and at systemic scale.
That is where the angle around XRP becomes fresh again. The usual framing asks whether banks will ever use XRP more aggressively. A more revealing question asks what happens to XRP’s narrative if banks and central bank-connected rails can deliver a large share of the same customer outcome without needing XRP at all.
Utility in payments has never been an abstract concept. It is a solution to a workflow problem. Once that workflow begins improving inside the incumbent stack, investors have to think about moat compression. XRP can still have utility under that setup. It can still move value quickly. It can still serve specialized corridors and liquidity functions. The broader premium tied to rebuilding global payments becomes harder to defend when the present system is already starting to absorb that function.
XRP positioning still reflects belief, which leaves the market exposed to a thesis repricing
That is what makes the current market setup interesting. The competitive pressure is building in plain sight, yet derivatives positioning still suggests traders are willing to maintain substantial exposure.
According to CoinGlass XRP futures data, XRP was trading around $1.33 with roughly $2.43 billion in open interest and about $2.03 billion in 24-hour futures volume at the time of writing. Those are not the numbers of a market that has moved on. They point to a market that still cares, still carries leverage, and still sees enough optionality in the XRP trade to keep capital engaged.
Open interest by itself does not settle the argument. It does frame the risk. When participation remains elevated while the underlying narrative starts to face a structural challenge, the probability of a sharper repositioning rises. That does not require panic. It does not require a collapse. It requires a shift in how investors rank the asset’s main source of strategic value.
For years, the bullish instinct around XRP has leaned on one broad assumption, cross-border finance is broken, and a purpose-built digital asset with fast settlement and bridge functionality has room to gain. The last several weeks have introduced a more uncomfortable variant. Cross-border finance is still imperfect, but the most powerful incumbents are now solving more of it inside their own networks.
That leaves XRP in a more demanding spot. It has to prove that its role survives institutional modernization rather than assuming modernization validates the original thesis. That distinction is where many market participants can get caught leaning in the wrong direction. A central bank discussing cross-border functionality inside FedNow can sound superficially validating.
A Swift framework promising faster, more transparent, and more predictable retail payments can sound like confirmation that XRP identified the right problem years ago. Both interpretations contain a grain of truth. Neither answers the harder investment question. If the problem is becoming less acute through incumbent upgrades, what multiple should investors attach to the asset that built its identity around solving it?
Many participants still hear “XRP” and file it under crypto volatility, legal baggage, or periodic bursts of retail enthusiasm. Far fewer are watching the slow institutional encroachment on its home turf. That encroachment can reshape the asset’s upside without producing a dramatic one-day event.
It can narrow the room between XRP’s functional promise and the services customers can already access through banks. It can also push XRP toward a more selective role, one where corridor-specific liquidity and niche settlement efficiency carry the argument, instead of a sweeping claim about rebuilding global payments.
The next pressure point sits inside the thesis, not the token’s speed
The next test for XRP is therefore less about whether crypto markets remain interested and more about whether its strategic premium can survive a payments world that is starting to evolve in the same direction.
The market still appears willing to price belief into the asset.
The burden now sits with the thesis behind that belief. If incumbents keep compressing payment friction, traders may discover that the original XRP promise was strongest when the legacy system had not yet started learning the same lesson.
Bitcoin (BTC) is trying to steady itself after a shaky start to the week. After dipping briefly toward the key $70,000 support level on Sunday, BTC has since bounced back and is now trading above $72,000 on Monday.
However, the next move may depend less on internal crypto dynamics and more on the escalating geopolitical backdrop of tensions between the United States and Iran, and the events that unfold in the days ahead.
$100,000 Bitcoin By Year-End
In a new report, market analyst Sam Daodu argues that Bitcoin’s direction is closely tied to how the conflict unfolds. Rather than pointing to a single likely outcome, Daodu lays out three scenarios, each with a different implication for oil prices, investor sentiment, and ultimately BTC price action.
In Daodu’s bullish scenario, a full peace deal would shift the outlook for both geopolitics and commodities. He suggests oil prices would retreat back toward pre-war levels, roughly in the $65 to $70 per barrel range.
Daodu says that if that happens, Bitcoin could push toward $100,000 by year-end, which would translate to a 39% price increase from current trading levels.
April 15 Agreement Expectations
The base case is more cautious and revolves around what could happen around April 15. Daodu’s view is that if the talks scheduled for that period lead to a new agreement, oil prices might drop below $95 again, similar to what happened after the first ceasefire was announced last week.
Daodu also points to a specific positioning factor: there are reportedly about $6 billion in short positions between $72,200 and $73,500 right now. If oil prices fall quickly and risk sentiment improves fast, those short positions could unwind, triggering a squeeze. That could help drive Bitcoin higher between $75,000 to $80,000.
Bear Path For BTC
The bearish scenario centers on the ceasefire failing—either because it breaks apart completely or because it expires without a workable outcome.
Daodu notes that the two-week ceasefire is already under strain. With talks having collapsed and a blockade being announced, the agreement is described as “hanging by a thread.”
If negotiations fail and oil prices rise above $110 to $120, Daodu says Bitcoin would likely lose the $70,000 support level. From there, the downside path could accelerate, with BTC potentially sliding toward $65,000. If the crisis drags on, he adds that prices could fall further toward $55,000 to $60,000.
Even with these three paths laid out, Daodu’s conclusion is that the base prediction is the most realistic outcome at the moment. In his assessment, Bitcoin is likely to remain range-bound until the next round of talks produces something tangible.
Featured image from OpenArt, chart from TradingView.com
The XRP price prediction suggests that the coin’s price will rise to $2.44 by the end of 2026.
The growing adoption rate of the XRP Ledger Protocol could push XRP to an average price of $4.74, with a possible maximum trading value of $5.15 in 2028.
In 2032, the target price for XRP is between $9.75 and $10.57, with an average price of $10.16.
XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future bolstered by the 2026 XRP roadmap’s pivot toward institutional DeFi. This optimism is further supported by the growing structural role of XRP ETFs, which have already seen over $1.3 billion in cumulative inflows.
Whether it will reach new highs or continue to grow steadily remains to be seen, and despite its history of legal battles with the Securities and Exchange Commission, this digital asset will undoubtedly play an important role in global financial institutions.
So, how high can XRP realistically go? Will XRP reach 5 dollars?
Let’s answer these questions in our XRP price prediction.
Overview
Cryptocurrency
Ripple
Token
XRP
Price
$1.35 (+0.25%)
Market cap
$83.21B
Trading volume (24-hour)
$1.41B
Circulating supply
61.4B XRP
All-time high
$3.65 on July 18, 2025
All-time low
$0.002686 on May 22, 2014
24-hour high
$1.36
24-hour low
$1.34
XRP price prediction: Technical analysis
Metric
Value
Price volatility
4.22%
50-day SMA
$1.40
200-day SMA
$2.02
Sentiment
Bearish
Fear and greed index
15 (Extreme Fear)
Green days
12/30 (40%)
XRP price analysis
TL;DR Breakdown
XRP price analysis confirms a mixed trend at $1.35.
The token is correcting today, but it reports gains of 0.25% in value over the past 24 hours.
XRP faces strong resistance at $1.37.
On April 11, 2026, XRP is showing signs of a mixed trend after getting resistance near $1.36. The altcoin is currently trading around $1.35, gaining around 0.25% over the past 24 hours. Despite a significant recovery yesterday, the altcoin’s price trend remained slightly negative today as bears are trying to take the lead.
XRP price analysis on the daily timeframe
The one-day XRP price chart confirms that the market is not ready for a price below 1.34, as the token recovered soon after taking a dip to the said level. However, XRP’s value slightly decreased to $1.35 once again over the day. Red candlesticks signal the presence of selling pressure, as the bearish shadow continues to hang over the market.
The distance between the Bollinger bands defines the level of volatility. This distance is narrow as volatility is low. Moreover, the upper band of the Bollinger Bands indicator, indicating the resistance, is at $1.41. The lower Bollinger band, indicating support, is at $1.28.
The Relative Strength Index (RSI) indicator is still in the neutral area. The indicator is currently at 47, and it is moving slightly downwards. The selling activities have led to a decrease. This descent is reflected by a downward curve on the RSI graph. However, if the bullish momentum takes over, the market can enter a period of stability.
XRP price analysis on the 4-hour chart
The four-hour price analysis of XRP also shows a bullish market trend for the cryptocurrency on an hourly basis. Its value increased to $1.35 in the past four hours. The low volatility signals a low probability of a reversal or further price appreciation in the coming hours.
The Bollinger Bands are covering less area, as volatility levels are low. This low volatility signals a higher market predictability. Moreover, the upper Bollinger Band has shifted to $1.36, indicating a resistance threshold. Conversely, the lower Bollinger Band is at a low of $1.32, indicating support on the 4-hour chart.
The RSI indicator is hovering above the center of the neutral zone as it moves upwards. Its value has increased to index 55 in the past few hours. The curve on the RSI graph confirms a positive trend as the indicator’s score is increasing. The recent upturn refers to a relatively balanced trading environment for investors.
XRP technical indicators: Levels and action
Daily simple moving average (SMA)
Period
Value ($)
Action
SMA 3
1.69
SELL
SMA 5
1.47
SELL
SMA 10
1.36
SELL
SMA 21
1.36
SELL
SMA 50
1.40
SELL
SMA 100
1.61
SELL
SMA 200
2.02
SELL
Daily exponential moving average (EMA)
Period
Value
Action
EMA 3
1.37
SELL
EMA 5
1.42
SELL
EMA 10
1.55
SELL
EMA 21
1.71
SELL
EMA 50
1.90
SELL
EMA 100
2.11
SELL
EMA 200
2.28
SELL
What to expect from XRP price analysis next?
The daily price analysis for the XRP/USD pair presents a mixed trend for the cryptocurrency. In the past 24 hours, the bulls took the lead again, thereby creating favorable circumstances for the investors. However, the coin value has corrected to $1.35 overall, but it is now maintaining near yesterday’s closing price.
Is XRP a good investment?
XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple, along with the rising adoption, might boost the XRP price. Additionally, several recent acquisitions and CBDC developments make XRP a good long-term investment option. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence. It is advised to proceed with caution.
Why is XRP up?
The XRP/USD pair has slightly corrected today, in contrast to the uptrend in the past few days. However, the coin has remained slightly up over the past 24 hours.
How much will XRP cost in 2026?
Considering the future price movements, XRP is expected to trade at an average price of $2.44 by the end of 2026.
Will XRP reach $5?
If demand for XRP tokens continues to rise and its growth trajectory remains consistent, the coin could approach $5 by 2028. However, it’s crucial to remember that XRP’s all-time high stands at $3.65, achieved on July 18, 2025.
Can XRP reach $20?
According to Ripple’s price prediction, XRP has a chance of reaching near $20 but not before 2032. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.
Will XRP reach $100 dollars?
Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. Still, the token provides a good buying opportunity to investors looking for long-term goals.
Will XRP reach $1000?
If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.
Does XRP have a good long-term future?
XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is expected to reach a maximum price of $10.57 by 2032, making it a valuable asset, particularly with the continued efforts of Ripple Labs. The consistent volume of XRP sales for cross-border liquidity highlights the core XRP benefits and the token’s growing utility in real-world finance.
The prevalence of the XRP ETF assets has also become a bridge between crypto and traditional financial institutions. Cumulative XRP ETF money has reached approximately $1.21 billion in total inflows. Goldman Sachs is the largest XRP ETF holder, as its position is valued at approximately $153.8 million, which accounts for roughly 73% of the total XRP ETF holdings among the top institutional capital investors. As the market matures, ETF inflows grow modestly alongside a steady increase in the net asset value of spot XRP ETFs.
However, some regulatory uncertainties still exist for XRP. While institutional adoption is the long-term goal, speculative ETF flows often drive the sharp, short-term volatility seen in XRP’s current price action. Considering these factors, investors must carry out their own research.
Recent news/opinions on the Ripple Network
Cryptopolitan reported that Kroll Bond Rating Agency (KBRA) assigned a BBB rating to Ripple Prime, the prime brokerage arm of Ripple. Having an investment-grade rating means counterparties can now trade with Ripple Prime under the regular credit framework without requiring exceptions.
XRP price prediction April 2026
According to the Ripple price prediction for April 2026, XRP could reach a maximum price of $1.96. The average trading price is expected to be $1.40 for the month, while the lowest it can go, as per XRP cost estimation, is $1.13, considering the current XRP sentiment.
Period
Potential Low ($)
Average Price ($)
Potential High ($)
April 2026
$1.13
$1.40
$1.96
XRP price prediction 2026
The XRP price prediction for 2026 suggests that the price could reach a maximum of $2.44 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $2.03 and a floor price of $0.96.
Period
Potential Low ($)
Average Price ($)
Potential High ($)
XRP price prediction 2026
$0.96
$2.03
$2.44
XRP price predictions 2027-2032
Year
Minimum Price
Average Price
Maximum Price
2027
$2.98
$3.39
$3.79
2028
$4.34
$4.74
$5.15
2029
$5.69
$6.10
$6.50
2030
$7.04
$7.45
$7.86
2031
$8.40
$8.81
$9.21
2032
$9.75
$10.16
$10.57
XRP price prediction 2027
The XRP price predictions for 2027 suggest that the XRP cryptocurrency could reach a minimum trading price of $2.98 and an average price of $3.39. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $3.79.
XRP price prediction 2028
Ripple XRP price prediction for 2028 estimates a minimum value of $4.34, which is significantly higher than the current XRP price, and an estimated average XRP price of $4.74. The maximum price forecast for 2028 is $5.15, which is quite higher than its current price.
Ripple price prediction 2029
The Ripple price prediction for 2029 shows a minimum price of $5.69. XRP’s future price is expected to reach a maximum level of $6.50, with an estimated average trading value of $6.10 through 2029.
XRP price prediction 2030
The XRP price prediction for 2030 estimates that XRP will attain a minimum price of $7.04, an average trading price of $7.45, and a maximum predicted price of $7.86.
XRP price prediction 2031
XRP price prediction for 2031 suggests a minimum price of $8.40 and an average expected trading price of $8.81 throughout the year 2031. The maximum forecasted price target for 2031 is set at $9.21.
XRP price prediction 2032
The XRP price prediction for 2032 is a minimum price of $9.75 and an average price of $10.16. The maximum forecast price for 2032 is $10.57, as crypto analysts expect investors to continue buying XRP.
Our forecast indicates that XRP is expected to reach a high price of $2.44 by the end of 2026. In 2027, the XRP price is expected to range between $2.98 and $3.79. In 2032, the cryptocurrency is expected to range between $9.75 and $10.57, with an average price of $10.16.
It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.
XRP historic price sentiment
XRP price history: Coinmarketcap
Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.
Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted to as low as $0.31, significantly decreasing XRP market cap.
XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto industry records showing high volatility.
In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
By the middle of May, XRP touched $2.57 during the broader crypto rally, and in July, it marked a new all-time high of $3.65, increasing its market capitalization significantly.
Near the start of August 2025, XRP was trending above $3, showing significant growth as the market sentiment was tilting toward the positive side and XRP demand was at its peak. However, it lost $3 by the end of the month.
In October through November, XRP traded around $1.83 to $3.10. At the start of December, XRP is trading around $1.99 to $2.18.
XRP entered 2026 in a corrective phase, trending near $1.80, and plunged to the $1.30 range at the start of March as the broader crypto winter triggered.
At the start of April, XRP is still trending near the $1.30 range as the broader crypto market recovery has yet to be initiated.
Reports of Telegram outages are mounting in Russia, with difficulties using the messenger reaching rarely seen levels, according to service status tracking websites.
Russian authorities have been slowing down traffic to the platform since February, but attempts to completely restrict access to the app escalated in late March and April.
Telegram down across Russia before the weekend
Russia is now trying to fully block the popular messaging service Telegram on its territory, local and regional media reported Friday.
“Anomalies” affecting access reached 95% on the morning of April 10, jumping from 79% on Thursday, the independent Russian investigative media outlet Agentstvo found out first.
Referring to data from the Open Observatory of Network Interference (OONI), a global platform monitoring online censorship, it noted in a post:
“This is the highest anomaly rate ever recorded since the new restrictions on the messaging app began in Russia on March 20.”
Russia’s telecom watchdog, Roskomnadzor (RKN), started throttling Telegram in early February, citing non-compliance with requests to remove prohibited information.
Attempts to interrupt traffic started the following month, ahead of a reported April 1 deadline for the messenger to meet Moscow’s requirements regarding content moderation.
Since then, they have intensified periodically, usually towards the end of the working week, Agentstvo pointed out and commented:
“These figures may indicate that Pavel Durov’s messaging app is already being blocked more severely than WhatsApp and Signal.”
“For comparison, the officially blocked Signal and the effectively blocked WhatsApp on Friday morning had an anomaly rate of 89%,” the outlet added.
Long before the current crackdown, Russian regulators had already banned Signal, Discord, and Viber by the end of 2024.
Besides going after Telegram, the RKN practically banned WhatsApp when it deleted its domain this past February. Each had over 90 million users in Russia.
Voice calls through both were limited in August 2025, with Roskmonadzor claiming they had become a favorite tool for fraudsters, extremists, and cybercriminals.
User reports of outages on sites like Downdetector also rose sharply overnight between Thursday and Friday, the report further detailed.
Detector404.ru has registered over 5,000 complaints in 24 hours, as of the time of writing. Reports have also increased on another Russia-focused tracker, Сбой.рф, with over half of them coming from the capital Moscow and Russia’s second-largest city, St. Petersburg.
Putin hits Telegram ahead of unpopular decisions, says Zelenskyy
Discussing the blocking of Telegram in Russia, Ukraine’s President Volodymyr Zelenskyy attributed the ban to Moscow preparing to make “unpopular decisions.” In a post on Friday, he suggested:
“Perhaps this is the end of the war in one format or another. Or, conversely, an escalation.”
In the first case, he pondered, the Kremlin would have to deal with part of the Russian society that has been radicalized by propaganda and is not ready for an end to the war.
And the second means even greater mobilization, this time sending people from the large cities to the front, Zelenskyy commented at a press conference, quoted by Ukrainian media.
“In my opinion, these are two main scenarios, but, of course, there may be other motivations. And soon we will see which of the scenarios Putin chose,” he concluded.
Telegram has been under pressure over content moderation lately, not just in Russia, but also in Ukraine, as previously reported by Cryptopolitan.
The messenger is widely used by soldiers on both sides in the conflict. Moscow and Kyiv have now committed to a truce for the Orthodox Easter this weekend.
Reacting to the RKN’s crackdown on Telegram, founder Pavel Durov recently urged Russians for “digital resistance,” highlighting that 65 million of them still use it, bypassing the blockade via VPNs.
His call came after a recent report revealed that Russian authorities have foiled a number of protests in defense of the messenger in various parts of the vast country.
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The Operation Atlantic joint law enforcement effort involving authorities from the United Kingdom, the United States, and Canada has frozen $12 million and identified over 20,000 victims of approval phishing scams, according to coordinated press releases today.
Binance also reported that it provided on-the-ground support for this phase of Operation Atlantic, helping to identify scam accounts in real time. However, it did not freeze any accounts on its platform.
Binance joins Operation Atlantic
Binance joined forces with law enforcement agencies from the United Kingdom, the United States, and Canada to target cryptocurrency fraud in an operation named “Operation Atlantic.” The multinational, interagency group focused on disrupting a specific type of scam known as “approval phishing,” which has led to hundreds of millions in stolen digital assets.
The operation was led by the UK’s National Crime Agency (NCA) and ran for one week in March 2026. Today, the NCA confirmed that law enforcement has frozen more than $12 million in suspected criminal proceeds across various platforms and protocols.
Furthermore, authorities have identified more than $45 million stolen in cryptocurrency fraud schemes globally. The operation also successfully identified over 20,000 victims located across the United Kingdom, Canada, and the United States.
Approval phishing is a scam technique where victims unknowingly hand over control of their crypto wallets. Scammers trick users into signing a malicious blockchain transaction that gives the scammer permission, or “approval,” to move tokens out of the victim’s wallet whenever they want.
During Operation Atlantic, investigators discovered that scammers often sent fake pop-ups or alerts. These messages appeared to come from legitimate apps or popular investment services. Victims were asked to approve access to their wallets to solve a fake problem or secure an investment.
Once the victim clicked approve, the criminal gained full control of the wallet.
The operation identified and disrupted over 120 web domains that scammers were actively using to run these fraudulent schemes. One victim in the UK alone lost more than £52,000 (approximately $66,000) to this scheme.
How did Binance and the agencies work together?
Binance provided on-the-ground intelligence and screening support to freeze assets and find victims. Its Special Investigations Team was present at the NCA’s headquarters in London during the operation week.
Due to the pseudonymous nature of blockchain transactions, Binance helped in identifying which accounts were linked to the scam addresses in real time. It assisted in identifying malicious websites that were still defrauding victims during the operation and also provided intelligence on potential bad actors and their addresses to support asset seizure efforts.
Binance confirmed that no funds were frozen on its own platform as part of this specific action.
Cryptopolitan reported that during the first phase of Operation Atlantic, authorities warned potential victims and helped them secure their assets with help from private industry partners.
The Royal Canadian Mounted Police (RCMP), the City of London Police, the US Attorney’s Office for the District of Columbia, and the UK’s Financial Conduct Authority (FCA) participated in that operation.
Miles Bonfield, Deputy Director of Investigations at the NCA, stated that the operation is a “powerful example of what is possible when international agencies and private industry work side by side.” He added that it “stopped criminals in their tracks.”
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