Bitcoin, Ripple’s token, Solana’s SOL, and several other altcoins made impressive moves over the past few hours, which was rather unexpected given the Sunday market sentiment and lack of major developments.
Interestingly, these recent gains coincided with Donald Trump’s latest message on Iran.
The statement on Truth Social from the POTUS reads that Iran has been “playing games with the United States, and the rest of the World, for 47 years.” He also placed significant blame on former President Barack Obama, saying the situation hit “pay dirt” during his time in office.
“He was not only good to them, he was great, actually going to their side, jettisoning Israel, and all other Allies, and giving Iran a major and very powerful new lease on life. Hundreds of Billions of Dollars, and 1.7 Billion Dollars in green cash, flown into Tehran, was handed to them on a silver platter. Every Bank in D.C., Virginia, and Maryland was emptied out — It was so much money that when it arrived, the Iranian Thugs had no idea what to do with it. They had never seen money like this, and never will again. It was taken off the plane in suitcases and satchels, and the Iranians couldn’t believe their luck.”
After also blaming Joe Biden, Trump said Iran will be laughing no longer at the USA. This statement comes after reports that Iran had sent their response to the US’s latest peace proposal. However, there’s no further information as of press time regarding the actual decision.
As mentioned above, many crypto assets are in the green now. Bitcoin’s gains are among the most modest, but the asset still tapped $81,600. XRP has stolen the show from the larger-cap alts, surging by over 5% daily to a multi-week peak of just over $1.50.
SOL has risen to almost $100 after a 3.5% daily increase, ETH is well above $2,350, and ADA has gained over 5% to sit close to $0.29.
The XRP price seems to have encountered significant resistance to its growth over the week. As of Wednesday, April 22, the cryptocurrency tried but failed to close above $1.4540, and subsequent movements did not even reach the resistance region.
While the XRP price continues to struggle, recent on-chain analysis suggests momentum might be building right beneath the surface. Hence, in the presence of the right conditions, the growing momentum could be the much-needed fuel for XRP’s breakout from its present stalemate.
Whale Outflows On Binance Rise To 94.4%
In a recent Quicktake post on CryptoQuant, analyst Amr Taha highlighted a growing divergence between XRP retail and whale outflows on Binance, the world’s largest cryptocurrency exchange by trading volume. The relevant indicator here is the Binance Whale Vs Retail Outflow Dominance metric.
According to the analyst, Binance XRP outflows are now being driven more by its larger holders than by retail investors. In their CryptoQuant post, Taha pointed out that the whale outflow dominance has climbed as high as 94.4%, while retailers, on the other hand, have a mere 5.5% influence on XRP’s flows out of Binance.
The crypto expert further noted that when readings from the Outflow Dominance metric return to levels similar to the current readings, it signals that larger-sized transfers are taking over. Interestingly, October 2024 was one such moment, followed by a similar reading in June 2025.
Taha further noted that when this happens, the XRP price has a good chance of bouncing higher in the near term. An example can be seen after the rise in Whale Outflow Dominance seen in October, where XRP surged by over 525%; meanwhile, a 71% bullish move after a similar pattern in June 2025 also supports the notion.
XRP Displays Triangle Pattern On Hourly Timeframe
Meanwhile, analyst Ali Martinez noted in a recent post on X that a symmetrical technical structure is developing on XRP’s 1-hour chart, which could have a greater impact in the near term. The symmetrical triangle pattern typically signals indecision and consolidation, as price progressively forms lower highs and higher lows.
In the chart shared by the analyst, XRP has made contact with the upper and lower boundaries of the triangle and seems to be heading towards another boundary once again. What’s special about this pattern is what comes after a clear breakout; a surge to the upside of the triangle could signal a bullish shift, while a breakdown could signal bearish intent.
According to Martinez, the current triangle pattern could precede a 10% move on a breakout. Hence, market participants should proceed with caution or only after clear directional confirmation.
As of this writing, XRP is valued at $1.44, with CoinGecko data reflecting a 0.7% growth over the past day.
On April 24, 2026, an incredible 34.94 million XRP in net exchanges left the XRP Ledger—marking the sixth-highest daily amount of the year. The blockchain transaction data, analyzed via market intelligence firm Santiment, has once again sparked optimism in the crypto markets.
XRP, currently at $1.43 and holding steady despite gaining over 30% in the last three months, could rally another 30% to $1.87-$1.89 before June.
XRP records the highest outflows in a day. Source: Santiment
According to Santiment, 34.94 million XRP were moved off centralized exchanges over the past 24 hours. This marks the sixth-highest amount of money moved outside in a day in 2026. The move indicates that users prefer transferring their funds to personal wallets rather than keeping them on sale-ready exchanges.
XRP’s record exchange outflows reduce sell pressure
According to Santiment, past cases show that uptrends have followed such large outflow days. This comes as XRP continues to hold its recovery path, hovering around $1.43 amid a marginal 0.77% gain.
Outflows from exchanges tend to reduce selling pressure because tokens that are not on the exchange are unlikely to reach the market soon.
A rising institutional appetite also backs the bullish narrative for the asset. Spot XRP ETFs in the United States recorded net inflows of $82.88 million over three consecutive weeks, bringing total AUM to $1.1 billion. This continuous flow of capital into the asset denotes rising optimism among traditional finance entities.
XRP price movements. Source: CoinMarketCap
Moreover, on-chain whale metrics have also contributed positively towards the optimistic sentiment. The 90-day moving average of XRP whales has transitioned from the negative zone at the beginning of 2026 to the positive side, suggesting that large holders have been accumulating the asset.
Technical setup supports a 30% bull rally
The daily XRP chart demonstrates a falling wedge pattern that has been in existence for about five years. It continues to be the dominant force behind the direction of the price movement. The crypto has just touched the bottom trendline of the falling wedge pattern.
In case of a bullish breakout above the rising upper trendline, XRP will likely aim for the $1.87-$1.89 levels marked by the 50-week exponential moving average and 0.5 Fibonacci retracement, respectively – representing a 30% increase, consistent with the overall three-month upward trend where XRP has already managed to add over 30%.
Should the current dynamics remain intact, the end-of-the-wedge resolution may occur in June. Otherwise, its breakdown below the support trendline could send XRP to $0.98, marking the wedge apex and the 0.786 Fibonacci retracement point.
XRP’s broader market context
XRP has formed a symmetrical triangle since early April, with each peak getting lower and each trough getting higher, leading to a tightening of the price range. These “coiling” patterns have been known to precede explosive breakouts when the compression releases.
A favorable macro environment supports XRP’s technicals. Bitcoin appears poised for its best monthly performance since last year, holding above $77,000 and posting gains of more than 13% in April.
In addition, the market has seen an increase in stablecoins, specifically Tether’s USDT, which now sits at almost $150 billion. Market players have characterized the prevailing condition as being more of a coiled spring waiting for its spark rather than a situation of uncertainty.
Although selling pressure remains strong, shallow pullbacks, institutional buying, and limited exchange float have maintained the upside bias—as long as $1.39 holds.
Concerns about powerful quantum computers potentially undermining the security employed by leading blockchains are growing.
Many cryptocurrency networks are already developing improvements to stay ahead of the threat and defend themselves before any significant harm can be done.
The researchers found that the type of cryptography most blockchains depend on today, the kind that secures wallets, approves transactions, and protects digital assets, could be broken by a powerful enough quantum computer.
The findings have divided opinion. Some in the industry take the warning seriously. Others, including MicroStrategy’s Michael Saylor, have brushed off the concern.
Bernstein described the quantum risk as a “manageable upgrade cycle,” while Tron founder Justin Sun said his blockchain is already looking at ways to address future technical threats.
Ripple’s four-phase plan
Compared to most, Ripple has gone farther. In order to make its XRP Ledger quantum-safe by 2028, the corporation has outlined a comprehensive four-phase approach.
The first stage is all about being prepared for emergencies.
Ripple wants a backup plan that enables users to transfer their cash to post-quantum encryption, including tools based on zero-knowledge proofs that would function even in a compromised environment, in case existing cryptography breaks sooner than anticipated.
The next step, starting in early 2026, Ripple will study quantum risks and test new security tools with help from Project Eleven.
By the end of 2026, they will test advanced “post-quantum” security methods and research new ways to keep data private.
By 2028, the entire XRP Ledger will be formally upgraded to ensure complete protection against quantum computers.
The fourth and final phase would bring native post-quantum cryptography to the entire XRP Ledger through a formal amendment to the network’s ecosystem.
“The threat has moved from theoretical to credible, and preparation timelines now matter,” Ripple’s blog post stated.
The company also flagged a less obvious danger it described as “harvest now, decrypt later,” where bad actors collect cryptographic data from blockchains today and hold onto it, waiting for quantum hardware to become powerful enough to decode it.
XRP vs. Bitcoin: how exposed are they?
When it comes to how exposed XRP and Bitcoin currently are, the gap between the two is notable.
Quantum computers are most dangerous to wallets where the public key has already appeared on the blockchain, which typically happens after a wallet’s first transaction.
They are immune to quantum attacks since their public keys have never been made public.
Only two sizable dormant accounts with more than 21 million XRP and more than five years of inactivity have exposed public keys, according to the audit. That translates to a mere 0.03% of the whole XRP supply that is currently in jeopardy.
Bitcoin has a different problem. About 32% of all Bitcoin, including 1 million coins belonging to its anonymous creator, Satoshi Nakamoto, is stored in a way that makes it easier for a quantum computer to attack.
Because these accounts have already revealed certain security details to the network, the founder of Litecoin warns they are more at risk than others.
The ledger supports what is called native key rotation, which lets users switch to new, more secure keys without moving their funds to a new account.
Ethereum has no equivalent feature built into its protocol, meaning a post-quantum shift there would require users to manually transfer everything to new accounts.
No quantum computer today is capable of breaking modern encryption.
But with exposure as low as 0.03% and built-in tools for updating security keys, the XRP Ledger appears to be in a stronger position than most networks as quantum technology continues to develop.
Most crypto investors develop convictions through price charts and market cycles. XRP Bags, a widely followed XRP enthusiast on X, holds his through something else entirely, which is a documented paper trail connecting Ripple to nearly every major institution currently building a new financial system.
XRP Bags’ conviction on XRP is mostly due to its access. Ripple, he notes, was the only crypto company invited to the Federal Reserve’s payments task force, the only one featured by the World Bank’s Better Than Cash Alliance, and the first ISO 20022 member focused on distributed ledger technology.
In July 2025, the US Federal Reserve officially adopted ISO 20022 for its FedWire Funds Service, requiring all financial institutions using FedWire to send and receive messages in the new format.
Ripple had already positioned itself ahead of that transition. In 2020, it became the first blockchain company to join the ISO 20022 Standards Body and has since aligned its infrastructure, particularly RippleNet, to meet the standard’s requirements.
The analyst also pointed to Ripple’s seats on the IMF’s fintech advisory board, the World Economic Forum, the Digital Dollar Project, the Digital Pound Foundation, and the Digital Euro Association as reasons why he keeps holding XRP through everything.
The mention of Ripple’s participation in the Federal Reserve’s Faster Payments Task Force is often cited within the XRP community as a key milestone. These partnerships were also noted at WEF 2026 in Davos, where Ripple CEO Brad Garlinghouse participated in discussions around blockchain, CBDCs, and cross-border payments.
The Talent Strategy Behind Ripple
XRP Bags is not relying on Ripple’s partnerships alone on its conviction, but also on the talent behind Ripple’s workings and who the company has chosen to hire.
Over time, Ripple has brought in individuals with backgrounds tied to regulators. The list he cited includes former US Treasury officials, former Federal Reserve attorneys, former SWIFT board members, former SEC chairs, former BlackRock digital asset executives, and former Obama and Clinton administration advisors.
According to the pundit, this list is composed of people who were chosen to build the new financial system before most people knew a new financial system was being built. He summed it up by asserting that “the people building the future already made their choice.”
There’s no denying the fact that Ripple is positioning itself as a top contender in the future of finance. In 2025, Ripple engaged in an acquisition spree, spending nearly $4 billion in total ecosystem investments and strategic deals, including almost $3 billion on major acquisitions.
These moves are expected to strengthen the foundation of XRP’s long-term value. According to CEO Brad Garlinghouse, improving XRP utility is Ripple’s North Star, and some of its major acquisitions from last year have already surpassed internal projections.
Just a couple of days after a cryptic tweet on X containing XRP’s logo, the official channel behind the Solana ecosystem announced that a 1:1-backed token redeemable for Ripple’s cross-border token has launched on its blockchain.
The statement coincided with notable price gains charted by XRP and SOL today as the geopolitical tension in the Middle East eased.
XRP is a digital asset native to the XRP Ledger, a decentralized public blockchain designed for fast, low-cost transactions.
The product, dubbed wXRP, will be available on the Solana blockchain through a partnership with Hex Trust, which will provide custodial services, and LayerZero’s cross-chain bridge.
The new wrapped asset is verifiable on tokens.xyz and immediately available for use in several Solana DeFi applications, including Phantom wallet, Jupiter Exchange, Titan Exchange, byreal_io, and Meteora.
The move now follows a pledge from Hex Trust from late 2025 to expand XRP’s DeFi capabilities across different chains, starting with Solana.
The ever-vocal XRP Army was quick to pick up and praise the announcement, with John Squire saying, “The flip just switched.” The timing is also quite intriguing as it comes on a day when the crypto market jumped after the de-escalation developments in the war between the US/Israel and Iran.
XRP was at the forefront of gains today, surging to just over $1.50 for the first time in almost a month. SOL briefly surpassed $90 before it slipped to just under that level now.
In the Fed’s own proposal details, the logic is explicit. Banks could use an intermediary, such as a correspondent bank, for the international portion of a transaction and use FedNow for the domestic U.S. leg.
That is a narrow regulatory change on paper. In practice, it reaches directly into the operational space XRP has spent years trying to own, faster movement of money across borders with fewer delays, less friction, and lower dependence on idle pre-funded capital.
That is where the market tension starts. XRP still trades with a utility narrative attached to it. Ripple’s own description of XRP presents the asset as infrastructure for global payments, with settlement in three to five seconds and transaction costs measured in fractions of a cent. XRPL’s overview goes further and describes XRP as a currency bridge inside the network’s decentralized exchange. Those points have supported the asset’s core pitch for years.
If cross-border payments remain slow, expensive, and operationally fragmented, the case for a neutral bridge asset retains intuitive force. Once major payment rails begin solving more of that friction inside the regulated banking stack, the question changes. The issue becomes less about whether XRP can do the job and more about whether the job is becoming less scarce.
That shift carries immediate force because it lands outside crypto-native circles. People who do not trade XRP still understand the pain point. They have waited for international transfers, absorbed opaque FX costs, dealt with cut-off times, or discovered that a simple cross-border payment can still carry an unpleasant amount of uncertainty.
XRP built a following by sitting directly in that frustration. The latest Fed move suggests the incumbents are working on the same problem with the advantages they already hold, bank relationships, regulatory standing, and direct access to domestic settlement infrastructure.
For XRP holders, that creates a far more uncomfortable frame than the familiar regulatory argument. A token can survive a long court fight and still face a harder competitive landscape when the legacy system upgrades the very function that made the token feel unique.
Swift and central bank rails are reducing the scarcity value of the XRP payments thesis
The Fed proposal would be important on its own. It becomes more significant when it sits next to what is already happening in global payment plumbing.
The offer to customers is also easy to understand, certainty of cost, full-value delivery, the fastest possible speeds, including instant settlement where possible, and end-to-end traceability. Each of those features addresses a pain point long associated with the XRP pitch. Each of them also arrives through institutions that already dominate the movement of regulated fiat money.
The competitive implication here is sharper than the usual view that banks are borrowing crypto ideas. XRP drew attention because it sat in the gap between what finance needed and what finance’s existing rails were failing to deliver.
That gap is now narrowing. It is narrowing from the top down, through central bank policy changes and network-level reforms, and from the corridor level, where banks are promising more certainty on speed, value, and visibility. The user experience improvements do not need to be identical to XRP’s model to affect XRP’s premium. They only need to be good enough to reduce the urgency of switching to a bridge asset.
Recent settlement data from the Bank of England adds scale to that point. In March 2026, CHAPS processed 4.7 million payments worth £9.2 trillion over 22 settlement days, with an average daily value of £418 billion.
Those numbers describe an incumbent system that still moves enormous value every day, and one that is modernizing while continuing to carry the trust of large financial institutions. The practical implication is easy to grasp.
The same institutions that once looked slow, layered, and expensive are investing real effort into becoming faster and more predictable. They are doing it inside regulated infrastructure, with existing customers, and at systemic scale.
That is where the angle around XRP becomes fresh again. The usual framing asks whether banks will ever use XRP more aggressively. A more revealing question asks what happens to XRP’s narrative if banks and central bank-connected rails can deliver a large share of the same customer outcome without needing XRP at all.
Utility in payments has never been an abstract concept. It is a solution to a workflow problem. Once that workflow begins improving inside the incumbent stack, investors have to think about moat compression. XRP can still have utility under that setup. It can still move value quickly. It can still serve specialized corridors and liquidity functions. The broader premium tied to rebuilding global payments becomes harder to defend when the present system is already starting to absorb that function.
XRP positioning still reflects belief, which leaves the market exposed to a thesis repricing
That is what makes the current market setup interesting. The competitive pressure is building in plain sight, yet derivatives positioning still suggests traders are willing to maintain substantial exposure.
According to CoinGlass XRP futures data, XRP was trading around $1.33 with roughly $2.43 billion in open interest and about $2.03 billion in 24-hour futures volume at the time of writing. Those are not the numbers of a market that has moved on. They point to a market that still cares, still carries leverage, and still sees enough optionality in the XRP trade to keep capital engaged.
Open interest by itself does not settle the argument. It does frame the risk. When participation remains elevated while the underlying narrative starts to face a structural challenge, the probability of a sharper repositioning rises. That does not require panic. It does not require a collapse. It requires a shift in how investors rank the asset’s main source of strategic value.
For years, the bullish instinct around XRP has leaned on one broad assumption, cross-border finance is broken, and a purpose-built digital asset with fast settlement and bridge functionality has room to gain. The last several weeks have introduced a more uncomfortable variant. Cross-border finance is still imperfect, but the most powerful incumbents are now solving more of it inside their own networks.
That leaves XRP in a more demanding spot. It has to prove that its role survives institutional modernization rather than assuming modernization validates the original thesis. That distinction is where many market participants can get caught leaning in the wrong direction. A central bank discussing cross-border functionality inside FedNow can sound superficially validating.
A Swift framework promising faster, more transparent, and more predictable retail payments can sound like confirmation that XRP identified the right problem years ago. Both interpretations contain a grain of truth. Neither answers the harder investment question. If the problem is becoming less acute through incumbent upgrades, what multiple should investors attach to the asset that built its identity around solving it?
Many participants still hear “XRP” and file it under crypto volatility, legal baggage, or periodic bursts of retail enthusiasm. Far fewer are watching the slow institutional encroachment on its home turf. That encroachment can reshape the asset’s upside without producing a dramatic one-day event.
It can narrow the room between XRP’s functional promise and the services customers can already access through banks. It can also push XRP toward a more selective role, one where corridor-specific liquidity and niche settlement efficiency carry the argument, instead of a sweeping claim about rebuilding global payments.
The next pressure point sits inside the thesis, not the token’s speed
The next test for XRP is therefore less about whether crypto markets remain interested and more about whether its strategic premium can survive a payments world that is starting to evolve in the same direction.
The market still appears willing to price belief into the asset.
The burden now sits with the thesis behind that belief. If incumbents keep compressing payment friction, traders may discover that the original XRP promise was strongest when the legacy system had not yet started learning the same lesson.
The XRP price prediction suggests that the coin’s price will rise to $2.44 by the end of 2026.
The growing adoption rate of the XRP Ledger Protocol could push XRP to an average price of $4.74, with a possible maximum trading value of $5.15 in 2028.
In 2032, the target price for XRP is between $9.75 and $10.57, with an average price of $10.16.
XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future bolstered by the 2026 XRP roadmap’s pivot toward institutional DeFi. This optimism is further supported by the growing structural role of XRP ETFs, which have already seen over $1.3 billion in cumulative inflows.
Whether it will reach new highs or continue to grow steadily remains to be seen, and despite its history of legal battles with the Securities and Exchange Commission, this digital asset will undoubtedly play an important role in global financial institutions.
So, how high can XRP realistically go? Will XRP reach 5 dollars?
Let’s answer these questions in our XRP price prediction.
Overview
Cryptocurrency
Ripple
Token
XRP
Price
$1.35 (+0.25%)
Market cap
$83.21B
Trading volume (24-hour)
$1.41B
Circulating supply
61.4B XRP
All-time high
$3.65 on July 18, 2025
All-time low
$0.002686 on May 22, 2014
24-hour high
$1.36
24-hour low
$1.34
XRP price prediction: Technical analysis
Metric
Value
Price volatility
4.22%
50-day SMA
$1.40
200-day SMA
$2.02
Sentiment
Bearish
Fear and greed index
15 (Extreme Fear)
Green days
12/30 (40%)
XRP price analysis
TL;DR Breakdown
XRP price analysis confirms a mixed trend at $1.35.
The token is correcting today, but it reports gains of 0.25% in value over the past 24 hours.
XRP faces strong resistance at $1.37.
On April 11, 2026, XRP is showing signs of a mixed trend after getting resistance near $1.36. The altcoin is currently trading around $1.35, gaining around 0.25% over the past 24 hours. Despite a significant recovery yesterday, the altcoin’s price trend remained slightly negative today as bears are trying to take the lead.
XRP price analysis on the daily timeframe
The one-day XRP price chart confirms that the market is not ready for a price below 1.34, as the token recovered soon after taking a dip to the said level. However, XRP’s value slightly decreased to $1.35 once again over the day. Red candlesticks signal the presence of selling pressure, as the bearish shadow continues to hang over the market.
The distance between the Bollinger bands defines the level of volatility. This distance is narrow as volatility is low. Moreover, the upper band of the Bollinger Bands indicator, indicating the resistance, is at $1.41. The lower Bollinger band, indicating support, is at $1.28.
The Relative Strength Index (RSI) indicator is still in the neutral area. The indicator is currently at 47, and it is moving slightly downwards. The selling activities have led to a decrease. This descent is reflected by a downward curve on the RSI graph. However, if the bullish momentum takes over, the market can enter a period of stability.
XRP price analysis on the 4-hour chart
The four-hour price analysis of XRP also shows a bullish market trend for the cryptocurrency on an hourly basis. Its value increased to $1.35 in the past four hours. The low volatility signals a low probability of a reversal or further price appreciation in the coming hours.
The Bollinger Bands are covering less area, as volatility levels are low. This low volatility signals a higher market predictability. Moreover, the upper Bollinger Band has shifted to $1.36, indicating a resistance threshold. Conversely, the lower Bollinger Band is at a low of $1.32, indicating support on the 4-hour chart.
The RSI indicator is hovering above the center of the neutral zone as it moves upwards. Its value has increased to index 55 in the past few hours. The curve on the RSI graph confirms a positive trend as the indicator’s score is increasing. The recent upturn refers to a relatively balanced trading environment for investors.
XRP technical indicators: Levels and action
Daily simple moving average (SMA)
Period
Value ($)
Action
SMA 3
1.69
SELL
SMA 5
1.47
SELL
SMA 10
1.36
SELL
SMA 21
1.36
SELL
SMA 50
1.40
SELL
SMA 100
1.61
SELL
SMA 200
2.02
SELL
Daily exponential moving average (EMA)
Period
Value
Action
EMA 3
1.37
SELL
EMA 5
1.42
SELL
EMA 10
1.55
SELL
EMA 21
1.71
SELL
EMA 50
1.90
SELL
EMA 100
2.11
SELL
EMA 200
2.28
SELL
What to expect from XRP price analysis next?
The daily price analysis for the XRP/USD pair presents a mixed trend for the cryptocurrency. In the past 24 hours, the bulls took the lead again, thereby creating favorable circumstances for the investors. However, the coin value has corrected to $1.35 overall, but it is now maintaining near yesterday’s closing price.
Is XRP a good investment?
XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple, along with the rising adoption, might boost the XRP price. Additionally, several recent acquisitions and CBDC developments make XRP a good long-term investment option. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence. It is advised to proceed with caution.
Why is XRP up?
The XRP/USD pair has slightly corrected today, in contrast to the uptrend in the past few days. However, the coin has remained slightly up over the past 24 hours.
How much will XRP cost in 2026?
Considering the future price movements, XRP is expected to trade at an average price of $2.44 by the end of 2026.
Will XRP reach $5?
If demand for XRP tokens continues to rise and its growth trajectory remains consistent, the coin could approach $5 by 2028. However, it’s crucial to remember that XRP’s all-time high stands at $3.65, achieved on July 18, 2025.
Can XRP reach $20?
According to Ripple’s price prediction, XRP has a chance of reaching near $20 but not before 2032. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.
Will XRP reach $100 dollars?
Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. Still, the token provides a good buying opportunity to investors looking for long-term goals.
Will XRP reach $1000?
If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.
Does XRP have a good long-term future?
XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is expected to reach a maximum price of $10.57 by 2032, making it a valuable asset, particularly with the continued efforts of Ripple Labs. The consistent volume of XRP sales for cross-border liquidity highlights the core XRP benefits and the token’s growing utility in real-world finance.
The prevalence of the XRP ETF assets has also become a bridge between crypto and traditional financial institutions. Cumulative XRP ETF money has reached approximately $1.21 billion in total inflows. Goldman Sachs is the largest XRP ETF holder, as its position is valued at approximately $153.8 million, which accounts for roughly 73% of the total XRP ETF holdings among the top institutional capital investors. As the market matures, ETF inflows grow modestly alongside a steady increase in the net asset value of spot XRP ETFs.
However, some regulatory uncertainties still exist for XRP. While institutional adoption is the long-term goal, speculative ETF flows often drive the sharp, short-term volatility seen in XRP’s current price action. Considering these factors, investors must carry out their own research.
Recent news/opinions on the Ripple Network
Cryptopolitan reported that Kroll Bond Rating Agency (KBRA) assigned a BBB rating to Ripple Prime, the prime brokerage arm of Ripple. Having an investment-grade rating means counterparties can now trade with Ripple Prime under the regular credit framework without requiring exceptions.
XRP price prediction April 2026
According to the Ripple price prediction for April 2026, XRP could reach a maximum price of $1.96. The average trading price is expected to be $1.40 for the month, while the lowest it can go, as per XRP cost estimation, is $1.13, considering the current XRP sentiment.
Period
Potential Low ($)
Average Price ($)
Potential High ($)
April 2026
$1.13
$1.40
$1.96
XRP price prediction 2026
The XRP price prediction for 2026 suggests that the price could reach a maximum of $2.44 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $2.03 and a floor price of $0.96.
Period
Potential Low ($)
Average Price ($)
Potential High ($)
XRP price prediction 2026
$0.96
$2.03
$2.44
XRP price predictions 2027-2032
Year
Minimum Price
Average Price
Maximum Price
2027
$2.98
$3.39
$3.79
2028
$4.34
$4.74
$5.15
2029
$5.69
$6.10
$6.50
2030
$7.04
$7.45
$7.86
2031
$8.40
$8.81
$9.21
2032
$9.75
$10.16
$10.57
XRP price prediction 2027
The XRP price predictions for 2027 suggest that the XRP cryptocurrency could reach a minimum trading price of $2.98 and an average price of $3.39. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $3.79.
XRP price prediction 2028
Ripple XRP price prediction for 2028 estimates a minimum value of $4.34, which is significantly higher than the current XRP price, and an estimated average XRP price of $4.74. The maximum price forecast for 2028 is $5.15, which is quite higher than its current price.
Ripple price prediction 2029
The Ripple price prediction for 2029 shows a minimum price of $5.69. XRP’s future price is expected to reach a maximum level of $6.50, with an estimated average trading value of $6.10 through 2029.
XRP price prediction 2030
The XRP price prediction for 2030 estimates that XRP will attain a minimum price of $7.04, an average trading price of $7.45, and a maximum predicted price of $7.86.
XRP price prediction 2031
XRP price prediction for 2031 suggests a minimum price of $8.40 and an average expected trading price of $8.81 throughout the year 2031. The maximum forecasted price target for 2031 is set at $9.21.
XRP price prediction 2032
The XRP price prediction for 2032 is a minimum price of $9.75 and an average price of $10.16. The maximum forecast price for 2032 is $10.57, as crypto analysts expect investors to continue buying XRP.
Our forecast indicates that XRP is expected to reach a high price of $2.44 by the end of 2026. In 2027, the XRP price is expected to range between $2.98 and $3.79. In 2032, the cryptocurrency is expected to range between $9.75 and $10.57, with an average price of $10.16.
It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.
XRP historic price sentiment
XRP price history: Coinmarketcap
Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.
Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted to as low as $0.31, significantly decreasing XRP market cap.
XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto industry records showing high volatility.
In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
By the middle of May, XRP touched $2.57 during the broader crypto rally, and in July, it marked a new all-time high of $3.65, increasing its market capitalization significantly.
Near the start of August 2025, XRP was trending above $3, showing significant growth as the market sentiment was tilting toward the positive side and XRP demand was at its peak. However, it lost $3 by the end of the month.
In October through November, XRP traded around $1.83 to $3.10. At the start of December, XRP is trading around $1.99 to $2.18.
XRP entered 2026 in a corrective phase, trending near $1.80, and plunged to the $1.30 range at the start of March as the broader crypto winter triggered.
At the start of April, XRP is still trending near the $1.30 range as the broader crypto market recovery has yet to be initiated.
The spot exchange-traded funds tracking the performance of Ripple’s cross-border token continue to dig new lows, as they just ended their first month in the red in March.
The landscape is even more worrying when we examine the details, while XRP is currently losing the battle for the fourth spot against BNB.
XRP ETFs Fall Short
After years of building anticipation, the first spot XRP ETF (Canary Capital’s XRPC) had a highly successful debut day, breaking the launch-day trading volume for 2025. Four more such products followed suit, and they attracted over $1 billion in about a month. Moreover, they didn’t have a single red day in terms of net flows for almost two months before that streak broke on January 7 – something that even the BTC and ETH ETFs couldn’t do.
In November and December, they gained $666.61 million and $500 million, respectively. The before-launch hype seemed justified. However, the following two months were more modest, perhaps driven by quickly escalating global tension. January recorded just $15.59 million in net inflows, while February saw $58.09 million.
The landscape worsened in March as the war-induced tension skyrocketed, oil prices soared, and uncertainty and doubt crept into all financial markets. Investors pulled out $31.16 million from the spot XRP ETFs, making it the first red month since their launch in November last year.
What’s even more concerning is the fact that there were multiple days with no reportable inflows at all. 8 out of the 22 trading days have $0.00 against them on SoSoValue, clearly showing disappearing demand.
Ripple (XRP) ETF Flows. Source: SoSoValue
XRP in Danger
Amid this ongoing investor exodus from the ETFs, the underlying asset has expectedly underperformed, slipping by over 3% weekly. Moreover, XRP now stands inches below the coveted $1.30 support, which, if lost decisively, could lead to more profound corrections.
Popular analyst CW recently warned that a potential drop to $1.26 could trigger mass high-leverage long liquidations.
Fellow analyst CRYPTOWZRD noted that XRP had closed the previous daily candle indecisively and is “teasing the $1.32 intraday resistance.” If it remains below it, the analyst predicted more “weakness and short opportunities.”
YoungHoon Kim, a South Korean figure who claims to hold the world’s highest IQ at 276, posted five bold crypto predictions on X (Twitter), with XRP (XRP) at the center.
Kim has built a large social media following and regularly posts about Bitcoin (BTC), XRP, and broader market trends.
Kim Declares Himself the “Son of XRP”
In a rapid-fire string of posts on X, Kim called himself the “Son of XRP,” claiming he was “born to send XRP to $100” and that “no one can stop” him. He also declared that “crypto is about to explode.”
These posts follow a pattern of increasingly aggressive XRP advocacy from Kim. He previously predicted XRP price could hit $100 within five years and has argued that Ripple token is superior to BTC.
As of this writing, the XRP price was $1.32, down by 1.67% in the last 24 hours. Notably, a move to $100 for the XRP price would constitute a 7,475% increase above current levels.
Kim’s crypto predictions draw amplified attention because of his claimed IQ of 276, which he uses to brand himself as the world’s smartest person. However, that claim has faced sustained pushback.
His prior crypto forecasts have also missed targets. Kim predicted XRP would reach a new all-time high by late 2025. That did not happen. He also projected BTC would hit $300,000 in early 2026, a level it has not approached.
Similarly, a VICE investigation published in July 2025 reported that high-IQ experts could not reproduce his claimed score from his test data.
Chris Leek of Mensa called attempts to extrapolate 276 “a nonsense.” Australian psychometrician Jason Betts estimated Kim’s actual score did not exceed 175.
Kim’s supporters, including the GIGA Society Professional, have countered that the 276 figure uses a standard deviation of 24, equivalent to 210 on the more common SD15 scale. A supporting pre-print released in August 2025 was later withdrawn.
