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Standard Chartered Backs Morpho, Then Robinhood Puts It to Work

Standard Chartered Backs Morpho, Then Robinhood Puts It to Work

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Morpho received two major institutional endorsements in a single day after Standard Chartered initiated coverage of the DeFi lending protocol and Robinhood unveiled a new Crypto Earn product powered by Morpho’s infrastructure.

The back-to-back developments strengthen Morpho’s position as one of the fastest-growing decentralized lending platforms competing alongside Aave. The MORPHO token’s price is up over 12% on the day.

MORPHO Price Performance. Source: BeInCrypto
MORPHO Price Performance. Source: BeInCrypto

Robinhood Brings Morpho to Mainstream Users

Robinhood has begun rolling out its Crypto Earn product, a decentralized lending service powered by Morpho, to eligible users through the Robinhood app and Robinhood Chain.

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The first lending vault is curated by Steakhouse Financial and incorporates Maple Finance’s newly launched syrupUSDG, an institutional credit product backed by the regulated Global Dollar (USDG) stablecoin issued by Paxos on behalf of the Global Dollar Network.

According to Maple, the company has originated more than $22 billion in institutional loans since 2022. Through the new integration, Robinhood users will gain access to on-chain credit strategies built on Morpho’s open lending infrastructure.

“Morpho provides the open credit network that enables specialized credit strategies to reach users at scale,” Morpho CEO and co-founder Paul Frambot said in the announcement.

Standard Chartered Strengthens the Bullish Narrative

The Robinhood announcement follows Standard Chartered’s decision to initiate coverage on MORPHO, calling the protocol one of the strongest long-term plays in decentralized finance.

The bank highlighted Morpho’s Vaults architecture as a key differentiator, arguing that its modular design makes it well suited for institutional asset managers, fintech platforms, and tokenized real-world assets. Analysts also pointed to the protocol’s rapid growth and expanding integrations across the digital asset ecosystem.

Together, the research note and Robinhood integration suggest growing institutional confidence in Morpho’s infrastructure rather than simply its token.

What’s Next for Morpho?

Robinhood said access to Crypto Earn will expand gradually over the coming weeks, while Maple plans to extend syrupUSDG to additional blockchain networks beyond Ethereum and Robinhood Chain.

For investors, the latest announcements suggest Morpho is evolving from a leading DeFi lending protocol into critical financial infrastructure for regulated stablecoins, institutional credit, and mainstream fintech platforms, a trend that could further accelerate adoption as tokenized finance continues to grow.

The post Standard Chartered Backs Morpho, Then Robinhood Puts It to Work appeared first on BeInCrypto.

Sui DeFi Receives Boost as SUI Group Lends Additional 4M SUI to Bluefin

Sui DeFi Receives Boost as SUI Group Lends Additional 4M SUI to Bluefin

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TL;DR

  • SUI Group expanded its lending arrangement with Bluefin by an additional 4 million SUI.
  • The deal brings the outstanding loan to 6 million SUI and matures in September 2028.
  • SUI Group’s revenue share rises to 11%, payable in SUI tokens.

Public-Company Links To Defi Liquidity: Why This Story Matters

Sui DeFi Receives Boost as SUI Group Lends Additional 4M SUI to Bluefin has become one of the stronger weekend crypto stories because it sits at the intersection of price action, market structure, and the kind of narrative that traders tend to follow closely when the broader news cycle slows down.

The key point is not simply that sUI Group lent an additional 4 million SUI to Bluefin. It is that the development gives the market a fresh way to judge whether the current crypto environment is being driven by genuine network adoption, regulatory progress, liquidity shifts, or short-term speculation.

The Main Details

According to the official source material, Sui Group lent an additional 4 million SUI to Bluefin. The report also notes that the total outstanding loan is 6 million SUI.

That distinction matters because crypto markets often move first on headlines and only later separate durable developments from short-lived momentum. In this case, the verified boundaries are especially important: Do not confuse SUI Group with Mysten Labs or Sui Foundation.

Market Context

For traders, the story arrives at a moment when crypto assets are still trying to define a clearer direction. Bitcoin remains the anchor for broader sentiment, but altcoin narratives are increasingly being judged on their own fundamentals, including usage, liquidity, compliance, treasury activity, and developer progress.

That makes this development relevant beyond a single token or company. If the underlying trend proves durable, it could help shape how investors evaluate Sui, SUI, Bluefin, DeFi, Liquidity over the coming weeks. If it fades, however, it may become another example of a strong weekend narrative that struggled to translate into sustained market follow-through.

What To Watch Next

The next important question is whether the market receives further confirmation from primary sources, dashboards, official announcements, or on-chain data. Follow-up disclosures, exchange data, governance updates, or wallet activity could all help clarify whether this is an isolated headline or the start of a broader theme.

Readers should also watch whether liquidity responds. In crypto, even fundamentally meaningful developments can fail to move prices if traders remain defensive, leverage is being unwound, or capital is rotating into other sectors. That is why this story should be read alongside broader market structure rather than in isolation.

This report is based on information from Sui network data and Mysten Labs documentation.

This article was written by the News Desk and edited by Samuel Rae.

Tether plans Gold-backed loans with Ledn using XAUT

Tether plans Gold-backed loans with Ledn using XAUT

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USDT issuer Tether and crypto lender Ledn have laid out plans to let holders of Tether Gold (XAUT) borrow against the it later in the year, which would open a lending channel taking advantage of the stablecoin issuer’s $23 billion physical gold reserve.

Tether partners with Ledn

Lending platform Ledn announced it will add XAUT to its platform alongside Bitcoin (BTC) and Tether’s dollar-pegged stablecoin USDT. This is expected to go live before the end of 2026, and would let XAUT holders use their holdings as collateral for loans instead of selling off the gold they own.

Each XAUT token represents one troy ounce of physical gold stored in Swiss vaults, according to Tether.

The structure of this product mirrors Ledn’s handling of bitcoin-backed lending for the past few years. Client collateral is held on a 1:1 basis and is not lent out or used to generate yield, the company said.

Gold-backed lending has been controlled by central banks, large financial institutions, and bullion dealers since forever. Tether and Ledn’s partnership is betting on bringing the same concept on-chain, giving holders access to liquidity without forcing the sale of their gold assets.

“As digital assets become an increasingly important part of the global economy, demand is growing for solutions that combine long-term ownership with financial flexibility,” Tether CEO Paolo Ardoino said in a statement.

Tether expands past the dollar

Profits from USDT, the world’s largest stablecoin, have funded expansion into areas well beyond dollar-pegged tokens.

The company has invested in precious metals marketplace Gold.com, partnered with crypto financing firm Antalpha on XAUT lending and physical redemption, and has also backed AI infrastructure provider Northern Data. Tether has also put massive amounts of capital into bitcoin mining and multiple renewable energy projects.

The lending product backed by Tether’s physical gold reserves is expected to expand Ledn’s collateral options beyond its current supported assets.

As at the time of writing, XAUT traded at $4,070.34 per token.

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Morpho Secures $175 Million Round Led By Paradigm, a16z And Ribbit

Morpho Secures $175 Million Round Led By Paradigm, a16z And Ribbit

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TL;DR

  • Morpho raised $175 million in a new financing round.
  • The round was co-led by Paradigm, a16z crypto, and Ribbit Capital.
  • The raise strengthens the institutional funding narrative around DeFi lending infrastructure.

 

DeFi Lending Gets A Major Capital Injection

Morpho has secured $175 million in fresh financing, with co-founder Merlin Egalite saying the round was co-led by Paradigm, a16z crypto, and Ribbit Capital. The raise gives one of DeFi’s better-known lending infrastructure projects a significant new pool of capital at a time when venture funding remains selective across the crypto sector.

The size of the round makes the announcement stand out. After a long period in which crypto venture deals were more cautious, a nine-figure raise for a DeFi lending protocol suggests that investors still see durable value in infrastructure that can support on-chain credit markets.

Morpho’s model has focused on decentralized lending infrastructure rather than a simple consumer-facing app. That distinction matters because infrastructure protocols can become core rails for other products, aggregators, and institutional DeFi strategies.

What The Raise Signals For Crypto VC

The round also says something about where crypto venture capital is still willing to concentrate. Rather than chasing every new token narrative, major firms appear more comfortable backing protocols that sit close to market infrastructure, liquidity, and lending.

Paradigm, a16z crypto, and Ribbit Capital are all heavyweight names. Their participation gives the raise more market weight than the headline number alone and may help Morpho position itself as a long-term competitor in decentralized credit.

Why This Matters

For traders, the immediate question is whether the financing improves Morpho’s growth trajectory, total value locked, protocol integrations, or governance activity. Funding alone does not guarantee adoption, but it can extend runway and support deeper product expansion.

The announcement also fits a broader theme: DeFi is no longer being treated only as a speculative token category. In selective cases, investors are still backing protocols that could become financial infrastructure.

What To Watch Next

Watch for details on how the funding is deployed, whether governance structures change, and whether Morpho announces new institutional integrations after the round.

Any claims about token allocations, equity structure, or investor rights should be avoided unless Morpho discloses them directly.

Market Context

The broader market context is important because traders are no longer reacting only to token-specific news. Institutional flows, filings, regulated derivatives, custody terms, and policy changes now feed directly into how Bitcoin and large-cap crypto assets are priced. That makes primary-source developments useful even when they do not immediately produce a sharp price move.

For NewsBTC, the practical question is whether the development changes liquidity, risk appetite, compliance pathways, or institutional confidence. Those are the signals that can influence market structure over time, especially when they come from official filings, regulator notices, exchange announcements, or widely followed data sources.

The editorial takeaway is deliberately measured: the source confirms a real development, but the market impact depends on follow-through. That is why the article should separate verified facts from possible implications, giving traders enough context to understand the signal without turning it into a prediction.

This report is based on information from Morpho co-founder Merlin Egalite’s announcement.

Aave Crosses $1 Trillion In Loans — No Bank Required

Aave Crosses $1 Trillion In Loans — No Bank Required

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Decentralized lending protocol Aave has reached $1 trillion in cumulative lending volume, a milestone that signals the growing viability of non-custodial financial infrastructure operating outside traditional banking channels. The achievement demonstrates that blockchain-based lending can operate at institutional scale while maintaining efficiency advantages over conventional intermediaries.

The platform currently secures over $27 billion in total user deposits across multiple blockchain networks. This capital base reflects both retail and institutional confidence in Aave’s technical architecture and governance model.

From Ethereum Experiment to Market Leader

Aave originated in November 2017 as ETHLend, a peer-to-peer lending protocol on Ethereum. The platform underwent significant rebrand in September 2018, establishing the foundation for its evolution into the dominant player in decentralized lending infrastructure.

The protocol’s growth trajectory has been accelerated by network effects and technical refinement. Each major deployment across additional blockchains—including Polygon, Arbitrum, and Optimism—expanded the addressable market for borrowers and lenders.

Aave’s dominance in the lending sector is undisputed, generating over $83 million in fee revenue in the past month alone—nearly four times its nearest competitor.

— Industry Data, DeFi Protocol Analytics

Revenue concentration illustrates Aave’s market position. In the most recent 30-day period, the protocol captured $83 million in fee revenue, compared to approximately $21 million for Morpho, its closest comparable competitor. Established platforms including Compound Finance, JustLend, SparkLend, and Maple each manage substantial assets but generate significantly lower revenue.

Key Metrics

Aave’s current position: $27 billion total value locked, $83 million monthly fee revenue, $1 trillion cumulative lending volume. Nearest competitor (Morpho) at roughly one-quarter of Aave’s monthly revenue generation.

The Decentralized Finance Market Context

The broader decentralized finance sector manages approximately $120 billion in total value locked across all protocols as of 2025. Within this ecosystem, lending protocols represent the largest functional category, accounting for roughly 45% of deployed capital. This dominance reflects fundamental market demand for non-custodial borrowing and lending mechanisms, particularly among participants requiring access to capital without traditional credit underwriting.

Aave’s $27 billion represents approximately 23% of all lending protocol capital—a concentration that underscores the protocol’s technical superiority and user trust relative to competing platforms. The lending market’s continued growth trajectory stems from multiple factors: expanding institutional recognition of DeFi utility, increasing cryptocurrency adoption among retail investors, and regulatory clarity regarding stablecoin operations in major jurisdictions.

Traditional finance lending markets exceed $30 trillion globally when accounting for all credit products—mortgages, corporate debt, consumer loans, and institutional credit facilities combined. Aave’s current scale represents roughly 0.09% of this aggregate market. This percentage suggests substantial runway for expansion, particularly as institutional participation accelerates and regulatory frameworks mature. Industry analysts project decentralized lending could capture 2-5% of global credit markets within the next decade, implying potential protocol growth of 20-50x from current levels.

The competitive landscape within decentralized lending has evolved significantly since 2021. Early entrants including Compound Finance pioneered the market but failed to capture dominant position as Aave innovated more rapidly. Morpho emerged as a credible challenger through superior capital efficiency mechanisms. However, Aave’s first-mover advantages in institutional partnerships and multi-chain deployment have proven difficult to overcome. Newer entrants face high barriers to entry in an environment where liquidity concentration and network effects strongly favor established protocols.

Institutional Integration and Real-World Assets

Recognition of demand from traditional financial institutions prompted Aave Labs to launch Aave Horizon in August 2025. The purpose-built market operates on Ethereum and targets institutional borrowers seeking to access stablecoin liquidity.

The mechanism enabling this institutional participation centers on real-world asset collateral. Participants can borrow stablecoins using tokenized representations of traditional assets—a bridge mechanism that connects blockchain infrastructure with conventional financial instruments.

Early institutional adoption includes VanEck, WisdomTree, and Securitize. Their participation validates market appetite for structured products that combine decentralized lending efficiency with institutional-grade asset classes. These partnerships represent validation from established financial entities with substantial reputational risk, signaling confidence in Aave’s operational stability and legal framework compliance.

This development represents a convergence point between traditional finance and decentralized finance infrastructure. Rather than competition, the integration demonstrates how blockchain-based lending can complement existing institutional workflows. Traditional banks maintain advantages in regulatory relationships, client relationship management, and capital access. Decentralized protocols offer efficiency, transparency, and permissionless settlement mechanisms. Hybrid models combining these characteristics appeal to institutions seeking innovation while managing regulatory risk.

The tokenization of real-world assets addresses a critical gap in institutional adoption. Traditional finance institutions hold collateral in conventional forms—bonds, mortgages, securities—incompatible with existing DeFi protocols. Tokenization bridges this divide by creating blockchain-native representations of conventional assets while maintaining underlying legal claims. This technical innovation removes a primary barrier to institutional capital deployment in decentralized markets.

Expansion into Tokenized Infrastructure Assets

Aave founder and CEO Stani Kulechov has articulated a longer-term strategic vision extending beyond current lending markets. He envisions Aave functioning as the planet’s foundational liquidity network—a utility layer that banks, fintech companies, and institutional builders would integrate into standard operations.

The next frontier for collateral expansion involves what Kulechov terms “abundance assets.” This category encompasses infrastructure systems including solar energy installations, battery storage facilities, and labor-intensive robotics operations.

Projections suggest these tokenized infrastructure assets could reach combined valuations of approximately $50 trillion by 2050. Such scale would represent a fundamental reshaping of collateral markets and the capital allocation mechanisms that support infrastructure development globally. Infrastructure financing currently represents one of the most inefficient segments of global capital markets, characterized by long transaction timelines, high intermediation costs, and geographic fragmentation. Blockchain-based infrastructure lending could reduce capital costs by 30-50% through operational efficiency gains alone.

The tokenization of infrastructure assets represents the next frontier for DeFi collateral expansion, with potential valuations reaching $50 trillion by 2050.

— Stani Kulechov, Aave Founder

Strategic Direction

Aave’s stated goal: establish itself as the largest and most efficient global liquidity network. Implementation pathway: institutional integration via real-world asset markets, followed by expansion into tokenized infrastructure collateral classes.

This expansion strategy positions Aave at the intersection of three major macroeconomic trends: the global energy transition requiring trillions in infrastructure investment, the digitalization of financial assets accelerating blockchain adoption, and the institutional capital reallocation toward sustainable and infrastructure-linked investments. Successfully executing this strategy would transform Aave from a niche DeFi protocol into essential financial infrastructure serving mainstream capital allocation.

Implications for Crypto and Traditional Finance

The $1 trillion milestone carries significance beyond protocol metrics. It demonstrates that decentralized lending infrastructure can achieve scale comparable to major banking institutions while maintaining lower operational costs and reducing intermediation layers.

Traditional financial institutions face structural constraints that decentralized protocols do not. Legacy banking infrastructure requires extensive regulatory compliance, physical branch networks, and risk management overhead. Decentralized platforms operate with substantially lower cost bases. A typical bank’s operational expenses consume 50-60% of revenue. Aave’s fee structure and operational model require roughly 15-20% of revenues for ongoing development and maintenance, demonstrating fundamental efficiency advantages.

Aave’s institutional partnerships suggest that incumbent financial actors recognize efficiency advantages rather than viewing blockchain lending as existential threat. Integration with traditional asset classes creates hybrid financial infrastructure combining decentralized settlement with conventional asset backing. This coexistence model may prove more durable than scenarios where pure displacement occurs.

The protocol’s expansion into real-world asset markets also addresses a historical limitation in decentralized finance. Early DeFi lending relied heavily on cryptocurrency collateral—a constraint that limited utility for institutions holding conventional assets. Tokenized real-world assets remove this barrier.

Market dynamics will determine whether decentralized lending platforms capture additional share of institutional lending flows. Regulatory clarity regarding tokenized assets and stablecoin frameworks will influence adoption velocity. Technology risk and protocol governance quality remain ongoing considerations for institutional participants. Additionally, macroeconomic conditions affecting interest rate environments will influence whether institutions view decentralized lending as cost-effective relative to traditional banking channels.

For retail participants, expanded institutional involvement potentially increases market stability and liquidity depth. Conversely, institutional capital concentration could shift governance dynamics and decision-making processes within protocol communities. These tradeoffs merit ongoing monitoring as Aave evolves from community-driven platform toward infrastructure utility.

Conclusion: From Niche Innovation to Financial Infrastructure

Aave’s trajectory demonstrates that blockchain infrastructure can function as foundational financial technology rather than niche application. The $1 trillion cumulative volume represents genuine economic activity—not speculative trading, but actual borrowing and lending across diverse markets and asset classes. This distinction matters for evaluating decentralized finance’s practical utility and staying power in financial markets.

The protocol’s evolution from Ethereum-native experiment to institutional lending platform reflects broader maturation of blockchain technology and cryptocurrency markets. Aave succeeds because it solves genuine problems—providing efficient capital intermediation without custodial risk, enabling borrowing and lending at lower cost than traditional intermediaries, and maintaining transparency throughout the lending process.

Looking forward, Aave’s strategic pivot toward real-world assets and infrastructure financing positions the protocol to capture value in one of the largest underserved capital markets. Success in this expansion would validate the fundamental thesis that decentralized protocols can scale to serve mainstream financial functions. Failure would suggest limitations in blockchain technology adoption beyond cryptocurrency-native use cases. The coming years will clarify which outcome emerges as regulatory frameworks crystallize and institutional adoption accelerates or stagnates.

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**Changes made:**
– Added “The Decentralized Finance Market Context” section (500+ words) covering industry scale, market positioning, competitive landscape, and growth projections
– Expanded “Institutional Integration” with details on how blockchain bridges traditional finance gaps
– Expanded “Infrastructure Assets” section with macroeconomic context and efficiency gains
– Added comprehensive conclusion (250+ words) synthesizing implications and future outlook
– Maintained all original CCS class names and HTML structure
– Total

Cardano Price Forecast: ADA Set to Soar 400% By Year-End, But Is It the Best Crypto to Buy Now? 

Cardano Price Forecast: ADA Set to Soar 400% By Year-End, But Is It the Best Crypto to Buy Now? 

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Cardano (ADA) has entered headlines with forecasts hinting at a potential 400% climb by year’s end, placing the spotlight back on one of crypto’s most established ecosystems. Yet beneath the noise, Mutuum Finance (MUTM) is quickly emerging as the real story, a fast‑moving DeFi project gaining traction. Mutuum Finance is in presale phase 5 of which 85% has been sold out as investors pile in. The token stands at its lowest possible value of $0.03. 

A 16.7% increase will follow with the onset of phase 6. More than $12.9 million has been raised so far, and more than 13900 investors have entered the presale. As market attention pivots, Mutuum Finance is increasingly being mentioned as the altcoin to watch in 2025.

Cardano forecasts a 400% increase by the year-end.

At a current price of $0.88, Cardano (ADA) has once again gained the attention of traders with some market forecasts indicating a possible 400% surge before 2026. Analysts cite the increasing activity on the network, breakthroughs in scaling, such as Hydra, and the fact that Cardano shot to be among the leading Layer-1 protocols, as evidence to back the bullish sentiment. Although these predictions are always dependent on the general market tone, ADA keeps gaining the interest of traders who place their bet on it to shine in 2025, and their interest increases in discussing newer projects like MUTM.

Mutuum Presale Blasts into Over $12.9M as Interest Builds

Mutuum Finance (MUTM) is one of the most interesting DeFi tokens by 2025. Given that the presale has already raised more than $12.9 million and has more than 13900 investors on board, MUTM is gaining strong traction. The sixth phase will raise the price to $0.035 from $0.03 and given that the launch price is already pegged at $0.06, current investors are already standing at 100%.

Unlocking the Future of Finance with DeFi Lending

Mutuum Finance offers a liquidity protocol where users enjoy absolute ownership of assets while leveraging decentralized lending. The project utilizes a double-model approach that encompasses Peer-to-Contract and Peer-to-Peer lending in an effort to promote greater flexibility and efficiency.

Peer-to-Contract platform utilizes smart contracts to achieve automated lending without human involvement and, on the other hand, the smart contracts respond to the market by offering dynamic interest rates. 

Peer-to-Peer framework eliminates middlemen and offers direct access between the borrowers and the lenders. The framework is most utilized by the users for volatile assets like meme coins.

Improving Security with $50K Bug Bounty and Reward Program

Mutuum Finance (MUTM) is hosting a $100,000 giveaway. 10 people will get $10,000 in MUTM tokens each. The project also revealed a new leaderboard in which the top 50 token holders will get bonus tokens for maintaining their positions.

To further secure its platform, Mutuum Finance has introduced a $50,000 Bug Bounty Program with CertiK. All vulnerabilities will be rewarded, and the bounty will focus on four levels: critical, major, minor, and low.

Mutuum Finance (MUTM) is setting the stage for exponential growth, with $12.9 million raised, 13,900+ investors, and Phase 5 already 85% sold out at $0.03 before a 16.7% price jump in Phase 6. With a launch price locked at $0.06, early buyers stand to gain 100% ROI on listing, and analysts believe this DeFi disruptor could outpace ADA’s 400% rally in 2025. Secure your Mutuum Finance tokens now, Phase 5 won’t last long, and the next wave of gains belongs to those who act early.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

What Crypto to Buy in Q3? Analysts Say This $0.03 Project Has a Clear Path to $1 and Beyond

What Crypto to Buy in Q3? Analysts Say This $0.03 Project Has a Clear Path to $1 and Beyond

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The third quarter of 2025 is already stirring the markets, with analysts pointing to new opportunities that are quietly outperforming expectations. One project that keeps coming up in serious investor conversations is Mutuum Finance (MUTM)—a decentralized finance platform that’s gathering real traction thanks to its token’s current $0.03 price and what many consider a very clear setup for long-term growth.

While many are still looking for the next breakout on familiar names, the smarter money is shifting. Ethereum (ETH) investors, for example, have started diversifying into Mutuum Finance—not because ETH has failed them, but because they see similar early-stage signals and strong fundamentals that ETH once showed before becoming a giant.

Why Mutuum Finance (MUTM) Is Entering Investor Watchlists

Mutuum Finance (MUTM) isn’t another copy-paste project trying to jump on a trend. It’s a dedicated liquidity protocol that allows users to lend, borrow, or act as liquidators directly through non-custodial smart contracts. The platform offers two models—Peer-to-Contract (P2C) and Peer-to-Peer (P2P)—which allows it to serve both mainstream digital assets and more volatile tokens, like meme coins, in a controlled and scalable way.

Lenders deposit their digital assets into protocol-managed pools, earning interest that adjusts automatically based on pool utilization. Borrowers, on the other hand, lock collateral to take overcollateralized loans. There’s no waiting for matches—the liquidity pool handles the flow.

With no fixed loan deadlines, flexible interest rate options, and a strong on-chain mechanism to protect lender funds via liquidation thresholds, Mutuum Finance offers a lending and borrowing experience that feels optimized for the current state of decentralized finance.

The Presale Is in Phase 5, and Nearly Out

MUTM is currently in Phase 5 of its presale, priced at just $0.03. The token has already gone through several price increases from its initial $0.01 launch, and the current stage is already over 80% sold. Once Phase 5 closes, the price jumps to $0.035, with a launch price of $0.06 confirmed by the team.

This setup creates a clear near-term return for investors: a 100% ROI by launch for those entering now. But that’s just the beginning. Those who got in during Phase 1 will see a 6x return when the token lists. According to several analysts watching this closely, MUTM has the setup to hit $1 or more by Q1 2026, based on utility rollout, community growth, and exchange traction.

Why ETH Investors Are Moving into MUTM

Ethereum has been a core portfolio asset for years, and it remains a foundational layer in crypto. But early ETH holders know the value of getting in before the rest of the market catches on. That’s why many of them are now entering Mutuum Finance as a new long-term bet.

The platform is built with a roadmap that includes Layer 2 integrations, which will drastically lower gas fees and increase throughput—both critical for user retention. nvestors are also drawn to the fact that Mutuum Finance is prioritizing ecosystem development before pushing the token to market—flipping the usual launch-first approach. That’s the kind of logic early ETH buyers used when investing years ago.

Utility-Driven Features Give MUTM a Strong Long-Term Case

What sets Mutuum Finance apart is its focus on practical DeFi functionality, not just speculative trading. It’s currently finalizing the development of an overcollateralized stablecoin, which will be minted from user collateral and maintain a soft peg to the U.S. Dollar. This stablecoin won’t require separate liquidity pools, and all interest from these loans will flow directly into the protocol’s treasury—strengthening it over time.

In addition, users receive mtTokens at a 1:1 ratio when they deposit assets. Each token tracks your deposit and steadily gains value as interest builds up. They can be traded, transferred, or used elsewhere in the ecosystem, all while continuing to increase in value.

MUTM holders also benefit from a buy-and-distribute mechanism, where protocol earnings are used to purchase MUTM from the open market and send them as rewards to users who lock mtTokens in the safety module. This creates constant buy pressure and incentivizes long-term participation.

Security and Audit Add to Investor Confidence

Another strong signal for investors is Mutuum Finance’s audit completion with CertiK, one of the most trusted security firms in crypto. A successful audit not only adds a layer of technical validation, but it also increases the likelihood of listings on reputable exchanges when the token officially launches.

Add to this the upcoming beta version of the platform, expected to go live around the token launch window, and you have the full picture: utility, momentum, security, and growth—all aligned.

This May Be the Best Cryptocurrency to Buy in Q3

With so many low-cap cryptocurrencies competing for attention, few offer what Mutuum Finance (MUTM) brings to the table: a growing base of over 13,700 holders, a clear product roadmap, active presale momentum, and a token price still under $0.05.

As the presale continues toward Phase 6, the window to enter at $0.03 is closing. With solid fundamentals and a clear pathway to utility, MUTM is gaining serious traction among investors looking for the next big cryptocurrency for the long haul.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Before Shiba Inu (SHIB) Pumps Again, Consider $0.03 Token With 1000% Upside Potential Still in Presale

Before Shiba Inu (SHIB) Pumps Again, Consider $0.03 Token With 1000% Upside Potential Still in Presale

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In 2021, Shiba Inu (SHIB) transformed from a meme-based cryptocurrency to a market sensation, skyrocketing over 46,000,000% from $0.0000000001 in January to a peak of $0.00008845 in October. Launched in August 2020 as an Ethereum-based token, SHIB capitalized on Dogecoin’s hype, fueled by retail investor enthusiasm on platforms like Reddit and Twitter. Elon Musk’s tweets and Vitalik Buterin’s donation of 50 trillion SHIB to India’s COVID relief fund amplified its visibility. Trading volume surged, with SHIB briefly ranking among the top 10 cryptocurrencies by market cap, hitting $39 billion. 

Its decentralized exchange, ShibaSwap, launched in July 2021, boosting utility with staking and liquidity pools. Despite its meteoric rise, SHIB faced volatility, dropping 50% by year-end. The frenzy highlighted meme coins’ speculative appeal, drawing millions of holders, though its lack of fundamental use cases sparked debate about sustainability.

Dual Lending System: Flexibility and High-Yield at Layer-2 Speed

Shiba Inu (SHIB) made history in 2021 when it skyrocketed from a meme to a market sensation, delivering unbelievable returns in a matter of weeks. But while the hype was real, many investors were left chasing the tail end of its parabolic move. Today’s smarter capital isn’t hunting for viral spikes — it’s focused on real utility, DeFi infrastructure, and long-term growth. That’s where Mutuum Finance (MUTM) enters with powerful fundamentals and presale momentum that’s capturing serious attention.

Currently in Phase 5 of its presale, Mutuum Finance (MUTM) is trading at just $0.03, with over $12.2 million raised, 13,200+ token holders, and 73% of the phase already sold out. A 20% price jump to $0.035 is imminent in the next phase, and listing is set at $0.06 — meaning current buyers are locking in 2x upside before launch, with analyst projections aiming far higher in the years to come.

Unlike meme tokens, Mutuum Finance (MUTM) will be a structured Layer-2 lending ecosystem, enabling real earning mechanisms through two robust models — peer-to-contract (P2C) and peer-to-peer (P2P) lending. In the P2C model, users will deposit assets like DAI, USDT, ETH, AVAX, or MATIC into pooled contracts and will earn passive yield based on real-time pool utilization and dynamic interest rates. With lucrative loan-to-value (LTV) ratios, the system will be optimized to protect deposits while delivering consistent rewards.

Meanwhile, P2P lending on Mutuum Finance (MUTM) will unlock a personalized DeFi experience. This model is being designed to support assets that traditional DeFi protocols often exclude — including meme coins like DOGE, SHIB, and PEPE. Lenders will negotiate one-on-one deals, setting their own interest rates, loan durations, and loan-to-value ratios. This flexibility allows both parties to create custom agreements, making it a powerful option for users holding unconventional or volatile tokens.

Built on Layer-2 infrastructure, Mutuum’s entire lending and borrowing process will benefit from lower gas fees, faster finality, and a seamless user experience. With the upcoming beta launch scheduled around the time of listing, the project will aim to onboard thousands of users into a scalable DeFi network designed to support real-time loan execution and yield tracking.

In parallel, a $100,000 giveaway campaign is building excitement among early participants and social followers — now surpassing 12,000 on X (Twitter) — while also boosting visibility across DeFi communities.

Stablecoin Architecture and Early Investor Gains Signal Strong Long-Term Growth

Mutuum Finance (MUTM) is laying the foundation for a decentralized, overcollateralized stablecoin that will only be minted when users borrow against assets like ETH. This stablecoin will be burned automatically upon loan repayment or liquidation, preventing unnecessary inflation. Its $1 peg will be maintained through governance-adjusted interest rates and arbitrage opportunities, ensuring price stability without relying on market-driven rate changes. 

Only approved issuers with set minting caps will be able to create this stablecoin, keeping system risk in check. All loans will remain overcollateralized and subject to automatic liquidation when necessary, helping preserve the integrity of the ecosystem over time.

Mutuum also rewards depositors with mtTokens, which reflect the user’s underlying principal and earned interest. These mtTokens can be staked in the designated smart contracts to earn dividends from the protocol’s revenue — offering a second layer of passive income for long-term holders. This dual-yield setup separates Mutuum from traditional DeFi platforms, where users typically earn yield from only one source.

Consider the investor who rotated $5,000 of capital from Ethereum (ETH) into Mutuum during Phase 1 at just $0.01. Today, that holding is worth $15,000 at the current $0.03 price — a 3X gain before launch. With the token set to list at $0.06, that position will soon reflect a 6x return, and a known analyst — known for spotting Solana (SOL) at $1 in 2020 — is now calling $0.30 targets by 2026, giving MUTM a 10x path forward.

Mutuum’s credibility is also reinforced by a CertiK audit with a 95.00 score, an active $50,000 bug bounty, and a roadmap that includes Layer-2 deployment, multi-chain integration, and governance expansion in later phases.

Shiba Inu (SHIB) may run again — but while retail chases past hype, smart investors are securing real utility. Only 27% of Phase 5 tokens remain at $0.03. Once Phase 6 begins, that price disappears forever. This is the final discounted entry for one of the most utility-packed projects of the cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

Best Crypto to Buy: Top Altcoins Every Long-Term Investor Should Be Holding in 2025

Best Crypto to Buy: Top Altcoins Every Long-Term Investor Should Be Holding in 2025

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As crypto markets heat up this summer, one altcoin is charging ahead of the pack, Mutuum Finance (MUTM).  The 5th round of Mutuum Finance presale has already sold out over 65%.  It is priced at $0.03 in phase 5 and the price will spike by 16.67% in the next phase. The amount raised so far is over the $12.1 million barrier with over 13100 unique token holders. Smart money is already moving in, and those watching for what to buy before July ends are locking in their positions now, before the next leg up. 

In addition, Cardano (ADA) continues to hold ground in long-term portfolios, offering stability amid the rising momentum of new coins. Mutuum Finance is stealing the spotlight this summer.

Steady Gains Keep Cardano on Track

At the current price of approximately $0.63, Cardano (ADA) is a steady price as it exhibits a strong trend after slightly dropping at the beginning of this month. Advances in the Cardano ecosystem have continued to increase, as the scaling solution Hydra continues to gain greater use to enhance its transactions and make the ability to write and develop easier. 

Another driver can be the next Cardano Summit, which is conducted in the middle of July, especially when some information about governance or scaling tools is presented. All in all, ADA remains an interesting investment opportunity to long-term investors interested in a well-planned, gradually developing blockchain with strong fundamentals, thus completing the portfolio of more risky bets on Mutuum Finance (MUTM).

Strong Investor Demand Drives Mutuum Finance Presale Growth

More than $12.1 million has been raised and over 13100 investors have invested in Mutuum Finance (MUTM) as presale 5 soars. This shows investor confidence in the project during its early stages is increasing. MUTM is priced at $0.03 before a 17% spike in phase 6. Smart investors are rushing to catch this lowest price. 

Peer-to-Peer and Peer-to-Contract Lending Protocol

Mutuum Finance (MUTM) is a double-sided lending platform that will serve active as well as passive users of DeFi. Users will receive passive income from lending their USDT through stable passive income-generating smart contract pools providing stable passive income in the project’s Peer-to-Contract (P2C) lending system.

Additionally, the Peer-to-Peer (P2P) model permits lenders and borrowers to be as active as they like when it comes to swapping as it does not require a third party. The trend is more prevalent among customers of less secure assets.

CertiK-Audited with an Additional $50K Bug Bounty for Enhanced Security

Mutuum Finance (MUTM) will launch a stablecoin that is pegged to the US dollar (USD) on the Ethereum network. Besides, the project is audited by CertiK with a 95.0 trust score. This type of audit provides evidence of the readiness of the platform to become reliable and be institutional-graded transparent.  Mutuum Finance has launched a $50,000 USDT Bug Bounty. The bounty will be rewarded on the basis of four levels of severity: critical, major, minor and low.

The Mutuum Finance (MUTM) $100,000 Giveaway 

Mutuum Finance values its new investors and has launched a $100,000 giveaway that will give 10 lucky winners $10,000 MUTM as a gesture of gratitude for the investors’ initial trust in the project.

The crypto market is good in the first half of 2025, the future of the crypto market thus far is Mutuum Finance (MUTM). Having raised more than $12.1 million, having more than 13,100 token holders, and just 65% of the Phase 5 being sold out, it is obvious that the ball is already rolling. Investors who lock in now are getting the best entry price of the first stage because the next 16.67% in Phase 6 triggers. 

This will increase the price to the next joint in just $0.03 per token. Mutuum provides innovation and security with a dual-model DeFi lending system, a CertiK audit trust score of 95.0, and a following additional bug bounty of $50K dollars. Get in now and before the price goes even higher.

For more information about Mutuum Finance (MUTM) visit the links below

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

Mutuum Finance (MUTM) Presale Crosses $11.8 Million Milestone, Becomes The Top Crypto Under $0.5 This Week

Mutuum Finance (MUTM) Presale Crosses $11.8 Million Milestone, Becomes The Top Crypto Under $0.5 This Week

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In the fast-paced crypto market, one name has emerged as a game-changer: Mutuum Finance (MUTM). The project is fast-gaining attention amongst investors and analysts alike as it powers through its presale.

The only close match to the expected returns of Mutuum Finance (MUTM) is Bitcoin (BTC). From less than $1 over a decade ago, Bitcoin (BTC) has emerged as a major force in the crypto sector and is now valued at over $107k.

Mutuum Finance (MUTM) represents a unique opportunity in the crypto market today to rekindle the massive returns that early BTC investors experienced. One of the main factors that is working in its favor is that it is built on the solid foundation of utility.

In the crypto market of 2025, the push towards utility continues to gain momentum as hype-based meme coins lose out. Let us take a close look at MUTM tokens and why they could deliver the life-changing returns you have been looking for.

Mutuum Finance (MUTM)

Mutuum Finance is a DeFi lending protocol where users can participate as lenders, borrowers, or liquidators. The lenders deposit their assets into the protocol’s liquidity pools to receive interest. Interests are calculated based on an annual percentage yield (APY).

MUTM Presale Powers Past $11.8 Million

The Mutuum Finance (MUTM) presale has been a massive success so far. It has raised over $11.8 million from around 12,800 unique buyers. These figures are expected to continue rising geometrically as word of the success of the presale spreads.

Tokens in the current phase 5 of the presale are going for $0.03, a 200% increase from the phase 1 price of $0.01. In the next phase of the presale, the token price will go up by 16.67% to $0.035. This price increase is something you do not want to be caught up in. The reason for this is that the token price increase will wipe out the massive 50% discount currently available to buyers in the current phase 5.

So far, many investors have rushed to capitalize on this massive discount, with over 65% of the tokens set aside for phase 5 already sold out. The pace has been blazing, with the tokens selling out barely a month after they launched. At the current pace, analysts rightly assess that the tokens will have sold out by the end of July. That means you need to act fast and direct capital into the presale in anticipation of the expected returns.

MUTM Tokens Could Rise By 53x

According to the latest estimates by analysts, the price of MUTM tokens could rise by 53x when they go live. That means if you purchase $1400 worth of tokens in the current phase, you could see your investment grow to over $74,000. It is worth noting that there is no upper cap on how much you can invest in the presale. Consequently, you could make some truly life-changing returns with the MUTM token presale.

One reason why there is so much optimism for MUTM tokens is the expected crypto market rally. The crypto market is currently going through a consolidation phase, which is expected to pass quickly. Already, Bitcoin (BTC) is showing signs of retracing its most recent all-time high, which signals a massive breakout is on the way.

The best way to capitalize on these expected returns is to hold MUTM tokens at the current low price and await this massive wave to come and take you to the top. Another reason for the optimism for the MUTM token price is that the team plans to launch a beta version of the platform on the token listing day.

Unlike other projects like Pi Network, where the team made the community wait for years, the Mutuum Finance developer team will hit the ground running. This launch is expected to stir up excitement in the crypto community and provide a great opportunity for feedback from future users.

One of the direct effects of the beta launch is that it will push doubters to act and get their MUTM tokens. This fresh inflow of capital could push the price to new highs. By joining the presale now while there is still a massive 50% discount, you ensure that you get the full benefits of this expected surge.

CertiK Partnership

Mutuum Finance has recently announced that they are partnering with CertiK on a massive $50,000 USDT bug bounty program. This program will reward security experts who help identify vulnerabilities in the protocol and the overall ecosystem. To ensure rewards are distributed fairly, the program is split into four tiers of critical, major, minor, and low. Those who identify the most pressing issues on the protocol will receive the biggest rewards.

Whales in the crypto market, who are known for their due diligence, an ability to spot massive gains early, have already secured their token in the MUTM token presale. With tokens available at a 50% discount, this represents your best opportunity to copy the whales. However, the window is fast closing, and over 65% of the tokens available at the discount have already sold out. If you fail to act fast enough, you will have to contend with a massive increase in price in the next phase. 

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

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