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Lux Thiagarajah is Chief Commercial Officer at OpenPayd, a London-based financial infrastructure provider.
He is responsible for driving revenue and growth from new and existing clients, and for identifying strategic partnerships. He began his career as an FX trader at J.P. Morgan, then moved to the buy side to lead a macro trading desk.
He later spent almost three years at FlexTrade as an account manager and over eight years at JP Morgan in G10 FX trading. He was chief revenue officer at BCB Group for almost three years, and head of commercial FX at FalconX before that role at OpenPayd. He joined OpenPayd on 1 October 2024 as director of growth.
He now works on commercial strategy and partnerships covering cross-border payments, FX and stablecoin infrastructure. He has described the company as building a universal financial infrastructure for moving money across borders, currencies and blockchains.
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Latest interview · Mar 30, 2026OpenPayd settles cross-border payments in minutes across 38 currenciesWatch the episode →
Key points
- OpenPayd provides multi-currency accounts across 38 currencies with embedded KYC, AML, and reconciliation through a single API integration.
- Regulatory fragmentation, high licensing costs, and difficulty securing banking partnerships remain significant barriers to stablecoin adoption for institutions.
- Companies should partner with EMIs offering multiple banking integrations and redundancy rather than relying on single banking relationships that create failure points.
- Modern payment infrastructure must bridge traditional fiat rails like SWIFT with blockchain-based stablecoin settlement to truly enable global money movement.
- Startups scaling internationally face overwhelming complexity with payments, FX, and reconciliation across multiple jurisdictions without proper infrastructure partnerships.
In their own words
“What blockchain gave us is transparency.”
“People now demand that speed of movement, how quickly they can make that final payment out.”
